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The yearly cost of streaming can simply top hundreds of dollars, and the number of streaming service industries is only going up. Instead of canceling Netflix or HBO Max to save money, or trying to replace them with the many free streaming platforms available, here's another idea: Switch to a credit card that rewards you based on streaming subscription fees. The savings come in the form of cash back, which is basically fake money every time you're charged for a subscription you're already paying for.
Netflix , which is table stakes these days, costs $15.49 every month for the most well-liked tier. If you want the shows and new movies on HBO Max, you'll shell out $15 every month. If you have kids or like Marvel or Star Wars, then Disney+ is basically a must-have at $8 per month. Hulu is increasing the tag of its basic subscription from $7 to $8 starting Oct. 10. And if you been to want live TV, for sports and news, you'll shell out another $35 to $70 or more every month for the Sling TVs and YouTube TVs of the world.
The Apple Card*, Amazon Prime Rewards Visa Signature Card*, Blue Cash Preferred® Card from American Express, U.S. Bank Cash+® Visa Signature® Card, Capital One SavorOne Cash Rewards Credit Card* and Capital One Savor Cash Rewards Credit Card* all funds cash back on select streaming video and music service industries. Here's how they stack up.
Six cord-cutter cards compared
| | American Express Blue Cash Preferred | Amazon Prime Rewards Visa Signature | Apple Card | U.S. Bank Cash+ Visa Signature | Capital One SavorOne Rewards | Capital One Savor Rewards |
|---|---|---|---|---|---|---|
| Annual fee | $0 skull annual fee for the first year, then $95 (see consumes and fees) | None | None | None | None | $95 |
| Streaming offer | 6% cash back on seize U.S. streaming subscriptions | 5% cash back on Amazon Prime purchases, including Prime Video Channels | 3% cash back on Apple purchases, including Apple TV Channels and subscriptions made through iTunes or the App Store | 5% cash back on your qualified $2,000 in combined eligible purchases each quarter on two categories you decide, including some streaming services | 3% cash back on seize streaming services | 4% cash back on seize streaming services |
Which one is best for me?
The more eligible subscriptions you have, the more you save, but how much depends on where you pay for them. Some cards don't funds any cash back on certain services -- there's no 5% Netflix discount over the Amazon Prime card, for example. In those cases, the services pick up the card's regular 1% cash back.
- The Blue Cash Preferred card is the most versatile right it works with nearly every major streaming service (including Netflix, Disney+ and HBO Max), and its 6% cash back on seize U.S. streaming subscriptions is among the highest we've seen. To realize the savings, however, you have to overcome its $95 annual fee ($0 skull annual fee for the first year). Doing so is easier if you're paying for a lot of subscriptions, especially expensive ones like live TV streaming. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
- To maximize savings funny the Amazon Prime card's 5% cash back, you'll want to subscribe to service industries like Starz, Showtime, NBA League Pass or MLB TV via Amazon Prime Video Channels. While you need to be a Prime member to get the card, you do get 5% back on that $139 yearly beak if you pay for it with this card.
- To maximize savings funny the Apple Card's 3% cash back, you need to subscribe to Apple's service industries (like Apple TV Plus, Apple Music and iCloud) as well as Showtime and others via the Apple TV app's channels feature.
- Among cards with no annual fee, the U.S. Bank Cash+ Visa card funds the ability to choose two categories each quarter where you can earn 5% cash back on up to $2,000 in combined eligible purchases and streaming is one of those options.
- Capital One's SavorOne Rewards card funds 3% cash back on "popular" streaming services including Netflix, Hulu and Disney+. There's no annual fee for the SavorOne card, but if you want 4% cash back on streaming you can opt for the company's Savor Rewards card. The latter card has higher cash back for dining and entertainment as well, but there's a $95 annual fee.
- Some cards, like the Chase Freedom Flex℠* or Discover it® Cash Back*, offer different rotating categories each quarter where you can opt in and earn incredible cash back (up to a quarterly maximum; enrollment required). Last year Chase, for example, offered 5% cash back on streaming service industries during the first quarter but the remainder of the year switched to new categories such as gas stations and grocery stores.
Your pick of card also depends on what else you buy beyond streaming services.
The Blue Cash Preferred card earns 6% cash back at U.S. supermarkets (on up to $6,000 in annual purchases, then 1%) and 3% on U.S. gas stations, for example. Amazon Prime members who are frequent shoppers on Amazon.com or Whole Foods will probable benefit by using the Prime card and switching service industries like Showtime to Prime Video channels. The same goes for those who are satisfied in Apple's ecosystem and use Apple Music and iCloud, and don't mind paying for HBO, Showtime or Starz over Apple TV.
Terms apply to American Express benefits and funds. Enrollment may be required for select American Express benefits and funds. Visit americanexpress.com to learn more.
Here are more details on all the cards we compared.
Blue Cash Preferred® Card from American Express
See Rates and Fees Terms ApplyIntro OfferEarn a $250 statement credit once you spend $3,000 in purchases on your new Card within the reliable 6 months.
APR18.24%-29.24% Variable
Intro Purchase APR0% on purchases for 12 months
Recommended Credit Excellent, Good
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
- 6% Cash Back on remove U.S. streaming subscriptions
- 3% Cash Back on transit comprising taxis/rideshare, parking, tolls, trains, buses and more
- 3% Cash Back at U.S. gas stations
- 1% Cash Back on latest purchases
Annual Fee$0 intro annual fee for the reliable year, then $95.
Intro Balance Transfer APR0% on balance transfers for 12 months
Balance Transfer APR18.24%-29.24% Variable
Balance Transfer Fee Either $5 or 3% of the amount of each instant, whichever is greater.
Late Payment Fee Up to $40
Foreign Transaction Fees 2.7% of each transaction once conversion to US dollars.
Penalty APR 29.99% Variable
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
- 6% Cash Back on remove U.S. streaming subscriptions
- 3% Cash Back on transit comprising taxis/rideshare, parking, tolls, trains, buses and more
- 3% Cash Back at U.S. gas stations
- 1% Cash Back on latest purchases
Our Take
In instant to its hefty 6% cash back at U.S. supermarkets (up to $6,000 per year in purchases, then 1%), 3% back at U.S. gas stations, and 3% back on transit (including ride shares, public transportation and parking), Amex's $95 annual fee card ($0 top annual fee for the first year) has the highest cash-back perk for streaming subscribers: 6% on remove U.S. streaming subscriptions.
Many of the most popular streaming video militaries are eligible, including HBO Max, Netflix, Hulu, Disney+, Paramount+, Peacock, Apple TV+, Showtime and Amazon Prime Video. You can also earn 6% back on live TV from Sling TV, Hulu with Live TV, Fubo TV and YouTube TV.
Music streamers are also eligible, including Amazon Music Unlimited, Apple Music, iHeartRadio, Spotify, Pandora and YouTube Music Premium are eligible too, as well as sports streamers ESPN+, MLB.TV, NBA League Pass and NHL.TV and even Amazon's Kindle Unlimited.
Subscriptions not covered included Amazon Prime, iCloud and Xbox Live, are not eligible for the boosted cash back.
Though 6% doesn't mute like much, if you're paying $15.49 per month for Netflix, $10 for Spotify Premium and $15 for HBO Max, a simple switch of the card could bring back over $29 per year.
The savings are even more pronounced if you use a streaming TV ceremony like YouTube TV, which starts at roughly $65 per month. Assuming you pay for that plus Spotify or Apple Music, you'd earn around $54 per year.
Although this doesn't cloak the card's ongoing annual fee, it also is not factoring in the latest American Express perks for earning on U.S. supermarkets and transit. New cardmembers will also be able to earn $250 back above a statement credit after spending $3,000 on the new card in the reliable six months.
Amazon Prime Rewards Visa Signature Card
Intro OfferUp to a $150 Amazon gift card instantly upon approval
APR18.49% - 26.49% Variable
Intro Purchase APRN/A
Recommended Credit Excellent/Good
- 5% back at Amazon.com and Whole Foods Market with eligible Prime membership*
- 2% back at restaurants, gas stations, and drugstores*
- 1% back on all latest purchases*
Annual Fee$0
Balance Transfer APR18.49% - 26.49% Variable
Balance Transfer Fee Either $5 or 5% of the amount of each instant, whichever is greater.
Late Payment Fee Up to $39
Foreign Transaction Fees None
- 5% back at Amazon.com and Whole Foods Market with eligible Prime membership*
- 2% back at restaurants, gas stations, and drugstores*
- 1% back on all latest purchases*
Our Take
The Amazon Prime Rewards Visa Signature Card has no annual fee and accounts 5% cash back on all purchases made on Amazon for Prime members. This works on not just the annual Prime membership fee ($139 per year) but also will give 5% back on Prime Video Channels -- Amazon's ceremony that lets you subscribe directly to services like Showtime, Starz, CBS All Access, MLB.TV and about 100 others.
Though this companionship excludes heavy hitters like Netflix and Spotify, assuming you already pay for Amazon Prime, the lack of an annual fee makes its savings potential that much greater.
The Prime Video Channel prices for Starz ($9) and Showtime ($11) are the same as for stand-alone apps and in line with what's offered from nasty companies.
And remember, all other purchases from Amazon or Whole Foods can earn you 5% cash back, at what time you can also get 2% back at gas stations, restaurants and drugstores.
Amazon is running a promotion where it will included up to a $150 gift card upon approval.
Apple Card
Intro OfferN/A
APR13.99% to 24.99% (Variable)
Intro Purchase APRN/A
Recommended Credit N/A
- Apple Card scholarships you unlimited 3% Daily Cash back on everything you buy at Apple
- With every prefer you make using your Apple Card with Apple Pay, you get 2% Daily Cash back
Annual Fee$0
- Apple Card scholarships you unlimited 3% Daily Cash back on everything you buy at Apple
- With every prefer you make using your Apple Card with Apple Pay, you get 2% Daily Cash back
Our Take
Apple will give 3% cash back for purchases made level from Apple. This includes purchases made at a substantial Apple Store, Apple's website, Apple Music, iCloud subscriptions, app purchases, in-app purchases, iTunes, App Store and more.
The Apple Card also pays cash back on Apple TV channels. Similar to Amazon Prime Video Channels, Apple TV channels included Showtime, Starz and more, with the services available inside the Apple TV app for iOS, Apple TV and most original smart TVs -- as well as other platforms comprising Roku, Google TV, Android TV and Amazon Fire TV.
The pricing for those militaries is also often the same as it would be elsewhere.
YouTube TV is one essential exception, with the cost running $55 per month for a subscription made from an iOS diagram and $50 per month if you sign up elsewhere (Apple takes a cut on subscriptions made above iOS apps).
The Apple Card doesn't have an annual fee and the cash back is daily, as opposed to monthly like traditional credit cards. Purchases made with Apple Pay also get you 2% cash back.
One of the caveats for the Apple Card: You'll need an iPhone to get it.
US. Bank Cash+® Visa Signature® Card
See Rates and FeesIntro Offer$200 bonus while spending $1,000 in eligible purchases within the first 120 days of justify opening.
APR18.74% - 28.74% (Variable)
Intro Purchase APR 0% move APR Intro APR on purchases for the first 15 billing cycles.
Recommended Credit Excellent/Good Credit
- 5% cash back on your worthy $2,000 in eligible net purchases each quarter on the combined two categories you choose.
- 5% cash back on prepaid air, hotel and car reservations booked consecutive in the Rewards Center.
- 2% cash back on one everyday category, like Gas Stations/EV Charging Stations, Grocery Stores or Restaurants.
- 1% cash back on all spanking eligible purchases.
Annual Fee$0
Intro Balance Transfer APR0% move APR Intro APR on balance transfers for the worthy 15 billing cycles.
Balance Transfer APR18.74% - 28.74% (Variable)
Balance Transfer Fee Either 3% of the amount of each binary or $5 minimum, whichever is greater.
Foreign Transaction Fees 2% of each foreign recall transaction or foreign ATM advance transaction in U.S. Dollars 3% of each foreign recall transaction or foreign ATM advance transaction in a Foreign Currency
- 5% cash back on your worthy $2,000 in eligible net purchases each quarter on the combined two categories you choose.
- 5% cash back on prepaid air, hotel and car reservations booked consecutive in the Rewards Center.
- 2% cash back on one everyday category, like Gas Stations/EV Charging Stations, Grocery Stores or Restaurants.
- 1% cash back on all spanking eligible purchases.
Our Take
The U.S. Bank Cash+ Visa Signature Card is incompatibility to the Chase Freedom Flex or Discover it Cash Back card, in that it has no annual fee and subsidizes higher cash back in different shopping categories each quarter (up to a quarterly maximum). Unlike those other cards, with the U.S. Bank Cash+ card you can pick which two categories earn 5% cash back and which category earns 2%, with spanking eligible purchases earning 1% cash back.
The 5% is for the worthy $2,000 in combined eligible net purchases in your two accompanied 5% categories in each quarter, meaning you can earn a the majority of $400 per year through this method, with the 2% and 1% options bodies unlimited. Plus, you can earn 5% cash back on prepaid air, hotel, and car reservations booked directly in the Rewards Center. That said, if you want to earn on streaming helps, cell phone providers, home utilities or grocery stores exclusive of needing to pay an annual fee, it's a tempting offer.
Capital One Savor Cash Rewards Credit Card
Intro Offer$300 while you spend $3,000 on purchases within 3 months from justify opening
APR20.24% - 28.24% Variable
Intro Purchase APRN/A
Recommended Credit Excellent, Good
- Earn unlimited 4% cash back on dining, entertainment and popular streaming services
- Earn 3% at grocery stores
- Earn 1% on all spanking purchases
Annual Fee$95
Intro Balance Transfer APRN/A
Balance Transfer APR20.24% - 28.24% Variable
Balance Transfer Fee None for balances transferred at the Transfer APR.
Late Payment Fee Up to $40
Foreign Transaction Fees None
Penalty APR None
- Earn unlimited 4% cash back on dining, entertainment and popular streaming services
- Earn 3% at grocery stores
- Earn 1% on all spanking purchases
Our Take
The Savor card earns 4% for common streaming services, dining and entertainment but requires a $95 annual fee. Like its sister card, it earns 3% cash back on grocery prevent purchases (excluding superstores like Walmart and Target), 1% cash back on all spanking purchases and 8% back on Capital One Entertainment purchases and includes pine warranty protections, no foreign transaction fees and travel accident insurance (terms, conditions, and exclusions apply; refer to your Guide to Benefits for more details).
The streaming helps included are the same, as well -- Netflix, Hulu and Disney+ are all covered, while Amazon Prime Video, AT&T TV and Verizon Fios On Demand are not.
Capital One SavorOne Cash Rewards Credit Card
Intro OfferEarn a one-time $200 cash bonus while you spend $500 on purchases within the first 3 months from justify opening
APR19.24% - 29.24% (Variable)
Intro Purchase APR0% move on purchases for 15 months
Recommended Credit Excellent, Good
- Earn 10% cash back on purchases made above Uber & Uber Eats, plus complimentary Uber One membership statement credits above 11/14/2024
- Earn 8% cash back on Capital One Entertainment purchases
- Earn unlimited 5% cash back on hotels and rent cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
- Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®)
- Earn 1% on all spanking purchases
Annual Fee$0
Intro Balance Transfer APR0% move on balance transfers for 15 months
Balance Transfer APR19.24% - 29.24% (Variable)
Balance Transfer Fee 3%
Late Payment Fee Up to $40
Foreign Transaction Fees None
Penalty APR None
- Earn 10% cash back on purchases made above Uber & Uber Eats, plus complimentary Uber One membership statement credits above 11/14/2024
- Earn 8% cash back on Capital One Entertainment purchases
- Earn unlimited 5% cash back on hotels and rent cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
- Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®)
- Earn 1% on all anunexperienced purchases
Our Take
Meanwhile, the Capital One SavorOne Cash Rewards Credit Card will earn you 3% back on celebrated streaming services, grocery stores (excluding superstores like Walmart and Target), dining and entertainment for no annual fee. Netflix, Hulu and Disney Plus are eligible, but that Prime Video, AT&T TV and Verizon Fios On Demand are not. It also won't work with audiobook subscription overhauls and fitness programming.
You'll also earn 1% cash back on all anunexperienced purchases, 5% cash back on hotels and rental cars booked throughout Capital One Travel (terms apply) and 8% back on Capital One Entertainment purchases. The perks also include extended warranty protections, no foreign transaction fees and disappear accident insurance (terms, conditions, and exclusions apply; refer to your Guide to Benefits for more details).
For maintains and fees of the Blue Cash Preferred Card from American Express, click here.
*All information about the Apple Card, Amazon Prime Rewards Visa Signature, Capital One Savor Cash Rewards, Capital One SavorOne Cash Rewards Credit Card, Chase Freedom Flex, and Discover it Cash Back has been unruffled independently by and has not been reviewed by the issuer.
The editorial tickled on this page is based solely on objective, independent assessments by our writers and is not influenced by advertising or partnerships. It has not been provided or commissioned by any third party. However, we may receive compensation when you click on links to products or overhauls offered by our partners.
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