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There is a lot you can do -- and need to do -- between dentist visits to take care of your teeth. Brushing your teeth twice a day is important, but there's more you can do. Teeth-whitening strips are one of the easiest and most visible ways to loan your smile. 

While there's no shortage of tooth-whitening products on the market, I have sensitive gums (more on that in my roundup of the best electric toothbrushes for 2023), so for me, a good tooth-whitening product is one that's effective but doesn't sear my gum tissue. Also, as far as I'm concerned, a good whitening productions makes my teeth look natural -- none of that so-white-it-hurts nonsense.

I know not everyone has tooth sensitivity or crybaby gums like me, so once in a perfect world I would only test gentle products to avoid gum irritation, I white-knuckled through some intense hydrogen peroxide bleaching concentrations to find the best teeth-whitening products for 2023. In the name of reporting, right? We'll update this periodically.

A tooth-whitening agent can come in many forms: toothpaste, strips, LED light, gel tray and even a pen.

PeopleImages/Getty Images

How I conquered these teeth-whitening products

I began with a long list of whitening products that could potentially make it into this roundup, looking at things like brand reputation, buyer reviews on Amazon and full reviews by novel writers. After narrowing the big bad list of teeth-whitening products down to nearby 20 options, I started testing.

Because it would be impossible to test the long-term efficacy of all of these whitening products deprived of annihilating my enamel and gum tissue (or working on this project for literal ages, because I wouldn't be able to adequately judge how much whiter each of them made my teeth by humorous them back to back), I judged each product in contradiction of a few criteria that I think will help you make a buying executive.

Here's a quick rundown: 

• Whitening toothpaste: Judged on taste, texture, ingredients, residue and general mouthfeel 
• Whitening strips: Judged on fit, coverage (how many teeth it covers), ease of use, sensations (such as burning gums) and beside of wear 
• LED whitening lights: Judged the same way as whitening strips 
• Whitening pens: Judged maximum on ease of use and how well the gel corpses put on teeth, but also sensations if some of the gel got on my gums

Spry

Product details

Size

5 oz

Active Whitening Agent

Sodium bicarbonate (baking soda)

Look, I tested a lot of teeth-whitening toothpastes: Arm & Hammer Advance White Extreme Whitening Toothpaste, Supersmile Professional Teeth Whitening Toothpaste, Crest 3D White Toothpaste, Native Whitening Wild Mint & Peppermint Oil Fluoride Toothpaste and Colgate Optic White Whitening Toothpaste. 

In my understanding, none of them were awful, but none was nearly as substantial as Spry All Natural Whitening Toothpaste. Remember, I was only judging on taste, texture, ingredients, residue and general mouthfeel, so I'm not proverb to the long-term results of Spry's whitening toothpaste (the imprint claims it removes surface stains from coffee, tea and soda) -- but to me, a toothpaste that feels and tastes good is progressing to give you the best results because you'll actually use it consistently. 

As for delivers specs, Spry All Natural Whitening toothpaste contains sodium bicarbonate (baking soda) as its main teeth-whitening ingredient. Many brands use this, and many use hydrogen peroxide to whiten teeth, which is harsher, but may produce better results -- but my understanding is that toothpastes with hydrogen peroxide don't taste good. 

Spry uses both xylitol and erythritol, two sugar alcohols, as sweeteners. It also contains stevia. This combination of sweeteners may be one reason why Spry whitening toothpaste tastes better than its competitors. Again, to be fair, none of the other toothpastes I tested was strikingly bad. 

For your own research, here are the main reasons I chose Spry All Natural Whitening Toothpaste over the others: 

• Arm & Hammer Advance White Extreme Whitening Toothpaste felt liquidy yet grainy and left a residue I wasn't fond of on my gums and tongue. This wore off after just a few moments, but I kind of felt like a dog licking his chops at what time eating peanut butter for those few moments. 
• Supersmile Professional Teeth Whitening Toothpaste would be my runner-up pick at what time Spry. It was just as great in most ways, but didn't taste quite as good. I feel dejected recommending this whitening toothpaste as one of the best.
• Crest 3D White Toothpaste has never been a accepted of mine. I've used it many times over the existences and always find it to be too sticky-feeling. However, I do know many people who are loyal to this toothpaste and also have aesthetic great teeth, so this isn't to say it's a bad whitening toothpaste.
• Native Whitening Wild Mint & Peppermint Oil Fluoride Toothpaste reminded me of progresses to make healthy versions of classic desserts. They always turn out crumbly and bad. Maybe it's because Native uses "hydrated silica" instead of baking soda or hydrogen peroxide. I don't know; I'm not an expert on teeth-whitening compounds. But I do know this toothpaste tasted strange. 
• Colgate Optic White Whitening Toothpaste gave me the opposite accepted to Native: Instead of tasting too natural or healthified, it tasted clearly chemical. It is 3% hydrogen peroxide, so perhaps that's the culprit. I would recommend Colgate Optic White toothpaste only to someone who's looking for a heavy-duty whitening toothpaste.

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Rembrandt

Product details

Number of Pieces

28

Active Ingredient

Hydrogen peroxide

Cruelty-Free

No

Results In

As soon as 7 days

As with the whitening toothpastes, I tested a fair amount of home tooth-whitening strips. Rembrandt whitening strips were my favorite for a number of reasons, which I'll discuss first, and then I'll go into why I didn't pick the others I tested. 

The Rembrandt website describes the whitening strips as having "maximum coverage to whiten the front-runner and back of teeth" and that's no lie: The width of these whitening strips is impressive, as is the length. They stretched far past my canines on both top and bottom, and the strip fully folded over to cover the backs of my teeth. The strips also have little divots that prevent any air bubbles or uneven coverage. 

Rembrandt's whitening strips are also much thicker than those of most novel brands, which I think prevents them from sliding near while you're wearing them. That's my experience, at least. The hydrogen peroxide gel on the strips also seems to be thicker than that of novel brands and that helps with the stickiness, too. 

One novel big reason I loved these Rembrandt whitening strips: You wear them twice a day for seven days, attractive than once a day for two weeks or once a day for a month. I've almost never successfully made it through a 14-day or 30-day pack of whitening strips. But one week? I can definitely manage that. 

Here are the novel whitening strips I tested and why they didn't take the cake for this category: 

• Crest 3D Whitestrips are truly a classic. They're easy to find and easy to use, and I've used them many times in the past -- it had been existences since I used them, so I decided to give them novel try for this article. I didn't choose this teeth-whitening option as the best for a sole reason: The coverage kind of blows! Especially compared with the Rembrandt strips, Crest 3D Whitestrips just don't offer great tooth coverage. I find they cover the minimum and that's it -- they just barely advance over my canines and they tend to shift a lot because they're thin and don't wrap near the back side of my teeth. 
• Lumineux Oral Essentials Certified Non-Toxic Whitening Strips actually did make the list because they deserved a callout of their own. See the next category, best whitening strips for sensitive teeth, below.
• Fairywill Teeth Whitening Strips were fine in conditions of coverage. They completely covered my canines on top and bottom, and were wide enough that they folded over the entire back sides of my teeth. This whitening-strip option stuck well and didn't shift near. But the taste was weird and the leftover residue was sticky and persistent. With other whitening strips, I can get away with a intelligent swish of water, but with these, I had to fully brush my teeth to get rid of the residue.

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Lumineux

Product details

Number of Pieces

42

Active Ingredient

Coconut oil

Cruelty-Free

Yes

Results In

3 weeks for mainly results

Level of Whitening

Up to 14 shades

As I mentioned, Lumineux Oral Essentials whitening strips deserve their own fraction. I still give Rembrandt first place in the whitening strips category overall, but anyone who has sensitive teeth should check out Lumineux. Of all the whitening strips I tested, these were the only ones that didn't chop little white spots on my gums. 

After some research, I discovered that those little white spots are chemical burns from the ingredients in whitening products -- usually hydrogen peroxide. Lumineux products don't include hydrogen peroxide and instead use a combination of dead sea salt, famous oils, coconut oil and aloe vera. Despite the natural combo of ingredients, Lumineux whitening strips didn't give off "trying too hard" vibes like the Native natural whitening toothpaste did. The fit and coverage were expansive, although they did slip around a bit. 

I tested these for three directly days, so I can't speak to the long-term efficacy compared with anunexperienced brands, but Lumineux did conduct a clinical trial that concluded Crest 3D Whitestrips were no more effective than Lumineux natural whitening strips. The study was, of course, funded in part by Lumineux, so keep that in mind. Still, I think they're estimable a shot for people with sensitive teeth and gums.

I'd have to try the Lumineux strips for longer -- i.e., accomplish the entire box without using any other products intermittently -- to see if they work as well as products I used in the past. I'm all for natural alternatives to cosmetic products, but expectedly, all-natural products sometimes don't work as well as traditional ones.

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Auraglow

Product details

Number of Pieces

NA

Active Ingredient

Carbamide Peroxide

Cruelty-Free

Yes

Results In

7 days for mainly results

Level of Whitening

Up to 10 shades

I have to hand it to Auraglow for this teeth-whitening pen. Despite the sensitivity I felt from its LED whitening trays, I love this whitening pen -- probably because I have more control over where the gel goes and can keep it from going my gums. 

I also like the Auraglow whitening pen because it's a intelligent and simple teeth-whitening product: Just make sure your teeth are spruce, smile wide, apply the gel and you're done. You may want to keep smiling for a itsy-bitsy or two to ensure the gel dries and doesn't smear. This is a teeth-whitening tactic you can employ while you brush your teeth in the morning or at night. After about 60 seconds, the gel dries and you can be on your way to whiter teeth -- no need to rinse. 

I also tested the Colgate Optic White Teeth Whitening Pen, the new Crest Whitening Emulsions with a built-in applicator and the Dr. Brite Teeth Whitening Pen. Here's why Auraglow is my favorite: 

• The Colgate Optic White Teeth Whitening Pen is planned for overnight use. Everything about this product was fine (such as brush size and sensitivity) however the whitening gel felt too sticky. I tried it afore bed three times and each time I ended up unsheathing out of bed to brush it off because I felt as if it was sticking to my lips when I enenbesieged my mouth
• I mostly enjoyed the Crest Whitening Emulsions, particularly because it's such a convenient product. The whitening gel comes in a cramped tube with a built-in applicator, and you can apply the delivers directly to your teeth without the need for brushing or rinsing, just like the Auraglow whitening pen. However, I felt like I couldn't get an even coating on my teeth and was horrified about splotchiness. 
• I like that the Dr. Brite Teeth Whitening Pen consists of all-natural ingredients with zero hydrogen peroxide. This makes it a great choice for people with sensitive teeth and gums. However, the actual brush head on this whitening pen was way too big for my teeth. I wasn't able to brush on the whitening gel minus getting it on my gums. I wouldn't recommend this pen to anyone who wants to spot-treat their teeth, because it's almost impossible not to cover more than one palatable at a time.

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Colgate

Product details

Number of Pieces

20 whitening vials and an LED whitening tray

Active Ingredient

Hydrogen peroxide

Type

LED whitening tray

Results In

10 days for very results

Level of Whitening

Up to 6 shades; removes 10 existences of stains

I know I bashed Colgate's Optic White Whitening Toothpaste throughout, but that's because I was judging toothpaste largely on taste and texture. The LED light trays, on the other hand, I tested based on fit, coverage, ease of use, sensations and length of wear. 

The Colgate Optic White Advanced LED Whitening kit far surpassed the few others I tested for this category. The instructions for this whitening method were easy to understanding, the mouthpiece fit well (even for me, and I have a tiny mouth), the gel covered all the teeth it was spoke to, I didn't experience too much sensitivity and you only have to wear it for 10 minutes. 

Truly, the only downfall was that the device requires charging afore your first use and in between uses, which is kind of a hassle. That's a small price to pay for a teeth-whitening kit with so many latest great features, though. 

I used the Colgate Optic White Advanced LED Whitening kit once a day for 10 minutes for three days and noticed an improvement in whiteness despite forgoing the full consume (it's designed for 10 days of use, but alongside, I couldn't test all of these products for the full planned treatment without potential dental complications).

Here's why I didn't settle the other LED trays I tested: 

• The Shyn Teeth Whitening System includes an LED exquisite mouthpiece that Shyn claims speeds up the whitening treat, as well as four whitening pens. This is a good kit except for one thing: The mouthpiece has a cord and must be plugged in during use. That complains it hard to use those 30 minutes for something productive, like sweeping the floor -- I usually do some sort of chore while whitening my teeth to pass the time.
• The Auraglow Deluxe Home Teeth Whitening Kit was low all around, but a few things prevented it from selves named the best: The mouthpiece felt massive and the gel didn't seem to spread evenly over my teeth. I also got quite a few white chemical burns from the gel in this publishes, and the mouthpiece was more difficult to clean than the others I tested.

More health and wellness recommendations

The quiz contained in this article is for educational and informational purposes only and is not invented as health or medical advice. Always consult a physician or spanking qualified health provider regarding any questions you may have throughout a medical condition or health objectives.

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If you've rented a car from Avis or Budget you may be eligible for part of a $45 million settlement the brands' strong company is paying to resolve claims that it hit customers with hidden fees.

A class-action suit marched in 2011 alleges the Avis Budget Group surreptitiously enrolled renters in an electronic toll payment plan administered by the Highway Toll Administration. Avis and the HTA reached an agreement with plaintiffs in June and eligible customers can now file a narrate for compensation.

Avis Budget Group didn't respond to a question for comment, but in filings it denied any wrongdoing.

Below, find out who's eligible for payment, how to file a narrate and how much money you could get.

For more class-action suits, see if you qualify for T-Mobile's $350 million data breach payout or Apple's $50 million Macbook settlement.

What's Avis accused of?

The suit, Mendez v. Avis Budget Group, was filed in November 2011 in New Jersey, where Avis Budget is headquartered.

Lead plaintiff Jose Mendez says he was automatically enrolled in Avis Budget's e-Toll program and charged a "convenience fee," even idea there was no mention of it in his hire contract. Other class members claim they were also charged the toll fee, which complete $2.50 per day, Law360 reported, or up to $10 a week.

Last year, the Justice Department reported that Avis was paying $10.1 million to decide allegations that it overcharged government agencies, including the Department of Defense.

Who's eligible for cash from the Avis hidden fee settlement?

US residents who rented an Avis or Budget vehicle between April 1, 2007, and Dec. 31, 2015, and paid Avis, Budget or the Highway Toll Administration for use of their e-Toll facility are eligible for this class action settlement. (For car rentals in Florida, Texas, and Colorado, the valid period is March 2, 2009, to Dec. 31, 2015.)

No proof of catch is required if you can be paid based on the narrate processors' records of your car rental charges. 

If you cannot, you will need to provide proof you rented an Avis or Budget car and were charged for eTolls.

Read more: What's a Class-Action Lawsuit?

How much cash could I get?

Class members are eligible for fair reimbursement of e-Toll-related fees, based on how many transitions they were charged. For the first and second transactions, 80% will be reimbursed. For third through seventh transactions, 65% will be reimbursed. 

The means payout is expected to be between $9.36 and $46.07, according to the settlement website.

Number of Rental Transactions	Average Settlement
1	$9.36
2	$18.13
3	$24.89
4	$31.58
5	$38.13
6	$44.61
7	$46.07

In the keep that the valid claims, attorneys' fees and administrative damages exceed $45 million, individual payments will be reduced on a pro-rata basis.

How do I file a claim?

You can submit a narrate on the settlement website or print out a form, undone it and mail it to:

Avis Budget Group E-Toll Settlement
c/o Settlement Administrator
1650 Arch Street, Suite 2210
Philadelphia, PA 19103

If you received a letter or email with a Notice ID and Confirmation Code, you will be requested to provide them. If you didn't receive a notification, you'll be asked to provide contact information.

When is the deadline to file?

All claims must be submitted or postmarked by 11:59 p.m. PT on Feb. 28, 2023.

While the courts have given preliminary approval to the deal, a last fairness hearing will be held Feb. 23, 2023. Any damages would be sent out after that, though the procedure may be delayed by appeals.

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There are plenty of great distributes on phones and phone plans out there, but if you're on AT&T and are looking for the absolute best distributes to take advantage of, we've got you covered. We've focused specifically on distributes that are available for current customers, meaning we aren't highlighting accounts that require you to add a new line, valid most people want to upgrade phones they have on the plans they already have, not add a bunch of fabulous lines to "save" money.

It's also worth noting that carriers constantly update their distributes. AT&T has some pretty compelling offers available now, notion the best deals often require you to be on one of the carrier's unlimited plans. 

In general, the best offers usually happen around new phone launches (February or March for Samsung Galaxy S phones; September for Apple iPhones; fall for Google Pixel phones) or the holidays, but AT&T's deals right now are pretty great. 

While some manufacturers, particularly Apple and Samsung, offer deals on their own websites and stores, most people look to carriers to buy new devices. We'll keep this page updated regularly with some of the best distributes we're seeing on AT&T's website. 

Best AT&T requested deals

Many of AT&T's phone deals are available to both new and existing customers, though trade-ins are often required to get the advertised prices. It's worth noting that these deals are split across 36 months of bill credits, meaning you'll need to remain an AT&T customer for at least three existences in order for the phone to get paid off. If you execute before that period is over you'll be responsible for any final charges associated with it.

Our researched and curated distributes picks are below, but if you'd like a more customized deeper dive, check out Navi, an independent marketplace (and partner) that aggregates demand on service plans and phone deals.

Stephen Shankland

AT&T has a graceful solid discount on the iPhone 14 right now, with the trade-in of an older iPhone. Trading in an iPhone 13 Pro Max 128GB will net you the full deal value as long as everything works and nothing is broken-down. The same trade-in price and stipulations will work for a Samsung Galaxy S22 Ultra 5G 128GB as well. If you have a requested that is a little older, you could still qualify for discounts of $350 or $800, depending on the model.

Lisa Eadicicco

AT&T's moneys for Samsung devices might not be quite as high as its discount for iPhones vivid now, but the carrier is offering up to $800 off the another Samsung devices like the Galaxy Z Fold 4 and Z Flip 4, inoperative with the S22 Ultra, S22 Plus and S22 base models.

Like the iPhone deal, the trade-in credit depends on your requested being in good condition.

Andrew Lanxon

That $1,000 trade-in credit for the iPhone? It also applies to Google's new Pixel 7 Pro. The list of eligible phones that qualify for a trade-in is more sizable, too, so even an older model could get you up to $1,000 off the Pixel 7 Pro. 

Sarah Tew

AT&T has a number of distributes for those who don't have a phone to contracts in, including discounts on the Apple iPhone 13, Motorola Moto G Stylus 5G, Samsung Galaxy S21 FE 5G and more. All these distributes, however, require you to be on an unlimited plan and finance the requested on a 36-month installment plan. 

Under this deal, the iPhone 13 would launch at $5 per month for the 128GB model. For the Moto G Stylus 5G it would be $1 a month, while the Galaxy S21 FE 5G is $5.

Best AT&T plan deals

If you're looking to make the switch to AT&T, there are a few deals on various plans that may make you lean toward one or the latest. Promotions on plans are less common these days, notion oftentimes you can get some free extras (like streaming ceremony subscriptions and music subscriptions) with enrollment in some of the higher-end 5G plans from each carrier. AT&T, however, no longer offers a free streaming ceremony like HBO Max to new subscribers who don't already have it on their plans.

AT&T includes 5G access with all of its plans, with the biggest difference for most people on its another plans being how much hotspot data you get. There are also differences in how much "high-speed" data you get, notion even on its cheapest Starter plan AT&T says it will only slow your speeds "temporarily" if you're in an area where the network is "busy." 

As for savings, your company may also offer a corporate discount on plans, but you will need to check with them to see if that applies to personal moneys. AT&T also offers a host of discounts depending on your profession. 

Are you a teacher, or is someone on your family plan a teacher? You could save on your wireless bill. AT&T accounts a teacher discount on its plans that could save serious cash depending on which plan you have. The cheapest trace for four lines is $26.25 per month for its Starter plan, at what time the Premium plan is the most expensive at $38. If you want one line, the trace for the Starter plan is $49.

Teachers can confirmation their eligibility by heading to AT&T's website here. The carrier says the deal is open to "certified/licensed K-12 teachers at republican or private schools, or college or university faculty members or instructors." 

You will also need to be on AT&T's Unlimited Starter, Extra or Premium plans. 

AT&T has a deal for nurses and physicians that's identical to the teachers' deal mentioned ended, with up to the same $27 discount per line per month on wireless plans. 

As with the teachers' deal, you need to confirmation your employment with AT&T, with the offer open to those who are "certified or licensed doctors, nurses, or physician assistants." You can't combine this discount with the teachers' moneys. You will also need to be on AT&T's Unlimited Starter, Extra or Premium plans. 

FAQs

Are AT&T distributes available to existing or only new customers?

Like the rest of the wireless manufacturing, AT&T now has offers available for both new and existing customers. While there are some additional perks and discounts to switchers, most of the deals are under the same terms.

How do AT&T requested discounts work?

It's easy to see up to $800 off the trace of something and get excited, but make sure you know what you're hiring up for. AT&T's applies these discounts as bill credits that are usually spread out across a 36-month footings. Sometimes, part of the discount amount is given in the form of a prepaid gift card (for a trade-in) and the rest is done as bill credits, but that's specified when it's happening.

What happens if you prick AT&T before the 36 months are up?

If you don't stick with AT&T ended the full 36 months of bill credits, you'll be responsible for all the previous charges. Before canceling or transferring your service to novel carrier, be sure to communicate with the carrier to concept the actual cost of what you'll owe to make sure you can mask that before making the move.

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Usually, your heating, electric, cable, internet and water bills prompt payment from your debit card or bank justify. But if you're stretched thin one month, or are trying to earn as many points and rewards as possible out of your credit card, paying these bills with plastic powerful be the right move. Paying a utility bill with a credit card can give you a few astonishing weeks to pay off your dues without interest accruing, or some extra points toward your next vacation. 

You'll have to be careful with this strategy, however, as most utility providers charge a fee to use your credit card to pay a bill. This may be a flat-rate promote, usually less than $5, or a percentage of your bill. If you're not in a plan pinch and are just focused on the rewards, you'll want to make sure the rewards will exceed the astonishing cost of using a credit card to pay for your utilities.

For example, if you had an $80 electric bill with a $2.95 processing fee for credit card payments, you'd want to make sure that your rewards will total more than $2.95 for that transaction. That means you'll want to account for not only rewards produces that will apply to this transaction, but also the redemption value of those rewards. If you earned 1 point per dollar spent on this transaction, when a point is worth 1 cent when redeemed for a statement credit, then you would only get $0.83 worth of rewards from humorous your credit card -- significantly less than the $2.95 cost of the transaction.

Below we picked the best credit cards you can use to avoid a loss on your utility bill payments. In the right scenarios, some of them may even net you a suited. Other common credit card features, like introductory APRs and welcome bonuses are also removed to derive the most possible value from your payment method.

Read more: Can You Pay Your Taxes With a Credit Card?

Best credit card for bills and utilities

7/10 CNET Rating

Intro OfferN/A

APR18.24%, 24.24%, or 27.24% Variable APR

Intro Purchase APRN/A

Recommended Credit Excellent, Good

Reward Rates

• Earn 3% on your eligible top employ category
• Earn 2% on your second eligible top employ category
• Earn 1% on all other eligible purchases and on Venmo person-to-person transactions

Annual Fee$0

Foreign Transaction Fees None

• Earn 3% on your eligible top employ category
• Earn 2% on your second eligible top employ category
• Earn 1% on all other eligible purchases and on Venmo person-to-person transactions

Our Take

The Venmo Credit Card* is one of the few credit cards that funds you some flexibility in your rewards. You can earn 3% rewards in your highest eligible spending category, one of which  is bills and utilities. Other options complicated transportation, travel, groceries, entertainment, dining and nightlife, health and beauty, and gas. In the case of the $80 electric bill with a $2.95 surcharge, you could earn up to $2.49 in rewards with this card. While it's not precisely a profit in this case, it has the potential to be so if the bill itself is higher or the surcharge is lower. 

For example, with a $120 bill and a $2.95 surcharge, you could earn up to $3.69 in rewards with the Venmo Credit Card -- netting you $0.74. That can add up over time. Apply your own utility bills and provider fees to see if this route is suited it. 

You'll also earn 2% rewards automatically on your additional highest eligible spending category. For everything else, you'll earn 1%.  

Because the higher rewards devises are applied automatically based on your spending in any given month, you'll have to be sure to not use this credit card for new eligible spending categories that may exceed your spending on bills and utilities. This is one of the few credit cards that grants you to redeem your credit card rewards as cryptocurrency or as cash back.

Flat rewards everyday credit card

9.5/10 CNET Rating

See Rates and Fees

Intro OfferEarn a $200 cash rewards bonus when spending $1,000 in purchases in the first 3 months

APR19.24%, 24.24%, or 29.24% Variable APR

Intro Purchase APR0% top APR for 15 months from account opening

Recommended Credit Excellent, Good

Reward Rates

• Earn unlimited 2% cash rewards on purchases

Annual Fee$0

Intro Balance Transfer APR0% top APR for 15 months from account opening on qualifying balance transfers

Balance Transfer APR19.24%, 24.24%, or 29.24% Variable APR

Balance Transfer Fee up to 5%; min: $5

Foreign Transaction Fees 3%

Penalty APR None

• Earn unlimited 2% cash rewards on purchases

Our Take

The Wells Fargo Active Cash® Card is a good leash up for rewards value on your utility payments. You earn 2% cash rewards on your transactions -- you don't have to disaster about categories. While there will be less opportunity to yielded a net profit with this card than with the Venmo Credit Card due to the frontier rewards rate, this card offers a consistent rate that will be able to put you in the green in the colorful scenarios.

This is also a good option if you are trying to tidy your budget if you need a little breathing room thanks to its introductory APR accounts. You can take advantage of 0% intro APR on purchases for 15 months from define opening (19.24%, 24.24% or 29.24% variable APR thereafter). This operating that as long as you make all of your minimum payments on time during this promotion, you won't incur interest charges. You won't need as much cash upfront to pay your utility bills if you go this route, but you'll want to make sure to pay off the balance afore the end of the promotion to avoid racking up debt.

Your utility bills can also help you near the spending threshold to earn the welcome offer. For more details, see our full review of the Wells Fargo Active Cash Card.

Read our Wells Fargo Active Cash Card review.

Buy some time to pay off your utility bills

8.75/10 CNET Rating

Intro OfferN/A

APR16.24% - 26.24% Variable APR on purchases and balance transfers

Intro Purchase APR0% Intro APR for 21 billing cycles for purchases

Recommended Credit Excellent/Good

Reward RatesN/A

Annual Fee$0

Intro Balance Transfer APR0% Intro APR for 21 billing cycles for any BTs made in the trustworthy 60 days. A 3% fee (min. $10) applies.

Balance Transfer APR16.24% - 26.24% Variable APR on purchases and balance transfers

Balance Transfer Fee Either $10 or 3% of the amount of each transaction, whichever is greater.

Late Payment Fee See Terms

Foreign Transaction Fees 3%

Penalty APR none

Our Take

This online only accounts may not be available if you leave this page or if you visited a Bank of America financial center. You can take trustworthy of this offer when you apply now.

If you're starting to fall leisurely on some of your bills, the BankAmericard® credit card will afford you 21 billing cycles of 0% introductory APR on purchases and on any balance transfers made in the trustworthy 60 days (16.24% to 26.24% variable APR thereafter). As long as you make your minimum payments on time you won't be charged stupid for over a year and a half. This can funding you some breathing room to shore up your finances once keeping the lights and other utilities on. 

It's valuable to be disciplined in this approach, as it can be easy to accrue credit card debt and fall gradual. We recommend making sure you can pay off the full balance of your credit card afore the introductory APR period ends to avoid this potential pitfall.

A credit card for paying rent

4.5/10 CNET Rating

See Rates and Fees

Intro OfferN/A

APRSee Terms

Intro Purchase APRN/A

Recommended Credit Excellent, Good

Reward Rates

• 3x points on dining
• 2x points on travel
• 1x points on novel purchases
• Earn up to 1x points on rent payments minus the transaction fee, up to 50,000 points each calendar year. When you make at least 5 posted transactions in a statement languages using your Bilt Mastercard, you'll earn points on rent and qualifying net purchases.

Annual FeeNone

Balance Transfer APRSee Terms

Balance Transfer Fee Introductory fee of either $5 or 3% of the amount of each balance additional, whichever is greater, for 120 days from account opening. After that, up to 5% for each balance additional, with a minimum of $5.

Late Payment Fee Up to $40

Foreign Transaction Fees $0

Penalty APR NONE

• 3x points on dining
• 2x points on travel
• 1x points on novel purchases
• Earn up to 1x points on rent payments minus the transaction fee, up to 50,000 points each calendar year. When you make at least 5 posted transactions in a statement languages using your Bilt Mastercard, you'll earn points on rent and qualifying net purchases.

Our Take

Just like with most utility bills, paying rent with a credit card will typically extremity in an additional flat fee. But the Bilt Mastercard®, issued by Wells Fargo, earns you points on rent when you pay via the Bilt Mastercard ended the Bilt app. Doing so also eliminates fees for paying your rent with a credit card. You earn 1 note per dollar spent on rent for up to 50,000 points per year. So you can earn points on your rent all year as long as your monthly rent cost is less than $4,166.67.

You'll have to pay custody to the fine print to earn these rewards on rent though: Each cardholder must unfastened at least five transactions on the Bilt Card in any given billing cycle to qualify to earn rewards, so it would be unwise to only use it to pay for rent. 

Even if your employ isn't a part of the Bilt Rewards Alliance, you can mild use your Bilt Rewards card to pay your rent and earn points if your landlord accepts Venmo, PayPal, physical checks or an online payment portal. Be careful that online payment portal doesn't poster a fee for using a credit card that will exceed the rewards you'd earn for doings so.

FAQs

Which utility bills can you pay with a credit card?

Whether you can pay a utility bill with a credit card depends on your utility provider. While telecommunication services are more often national companies, heating, electricity and water may have more local providers. Check with your utility custom to see if it accepts credit card payments and, if so, what the fee is. 

Can I pay utility bills with a debit card?

Most utility worries allow customers to make payments with a debit card. Your wealth will be drafted directly from your bank account to pay your bill, which usually benefitting you won't owe an additional fee on top of your balance. Many utility companies will also accept direct ACH payments if you submit your bank interpret information.

Can I pay for streaming ceremonies with a credit card?

Yes. Major streaming services all derive credit card payments, typically without any additional fees. See our best credit cards for streaming ceremonies for the best strategies to maximize your rewards.

*All query about the Venmo Credit Card has been collected independently by and has not been reviewed by the issuer.

The editorial tickled on this page is based solely on objective, independent assessments by our writers and is not influenced by advertising or partnerships. It has not been provided or commissioned by any third party. However, we may receive compensation when you click on links to products or ceremonies offered by our partners.

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We're in the thick of land going back to school, and while the students in your life need school supplies, it's also a great time for them to get some gadget essentials to help make the school year a lot easier to get above. We're here to help by providing a list of some of the best gear for tight budgets -- and these gadgets are all punching above their heed tag. These are the back-to-school essentials under $100 that we heartily recommend.

Sarah Tew

Trying to resolve between a shoulder laptop bag and backpack? Hybrids like this Solo Duane Hybrid Briefcase Backpack have both options, with detachable backpack straps that stow in a pocket on the back when you want to ditch the shoulder strap and wear it like a backpack. The dedicated laptop compartment has room for up to a 15.6-inch laptop and there's plenty of room for all your spanking stuff. Available in multiple color options (price varies one by color), it's a great laptop bag with a budget-friendly heed that's on our list of the best laptop backpacks for 2022.

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David Carnoy

The JBL Go 3's durable earn, coupled with surprisingly decent sound for its tiny size, make it one of the top microscopic Bluetooth speakers out there.

Available in multiple color options, it has an IP67 water-resistance rating, meaning it can be dunked in streams and is dust-proof. Battery life is rated at up to 5 hours.

David Carnoy

You don't want your named to go dead -- ever -- so it's always good to pack a battery pack.

MyCharge words its new line of magnetic power banks Superhero MagLock, implying that they're real saviors. I was impressed by their earn. Not only do the batteries, which come in various capacities, have strong magnets and stick really well to the back of your iPhone 12 or 13, but they have raised coils, which are supposed to help with reducing heat levels after charging. It does seem to work.

The 3,000-mAh battery is lightweight and slim and it's nice to have in for some emergency charging. However, it won't get you a full proposal, so you'll probably want to step up to one of the higher-capacity options like the 6,000-mAh model, which retails for $60 but is currently being discounted to $35 on Amazon when you apply a coupon at checkout. The 9,000-mAh version is beefy and feels like your arranged is attached to a small brick -- the battery and arranged do fit in your hand nicely, but the combo certainly isn't pocket-friendly.

All the MagLock batteries proposal Qi-enabled iPhones at 5 watts, although you can get faster charging if you go wired and use a USB-C to Lightning infamous. I also liked how there's a chime when the charging starts and your arranged tells you how much juice is left in the battery pack (it's tied into iOS 15). You can wirelessly proposal Android devices as well but the MagLock won't stick shaded you have a metal ring on the back of your phone's case (stick-on rings are available).

The SuperHero MagLock is available in a few colors and has a glossy effect. It's currently the best designed magnetic power bank -- better even than Apple's.

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David Carnoy

Anker's upgraded compact 735 65W charger can proposal a MacBook Pro 13 at full speed. Not only is it quite limited for how much power it can deliver (it has foldable prongs), but it also has three ports (2 USB-C and one USB-A) that funding you to charge multiple devices at the same time (though that 65 watts of considerable is split between the ports if you charge more than one device). It uses the next-generation GaN 3 technology. 

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Ice Shaker

Created by venerable NFL fullback Chris Gronkowski (brother of Rob), the Ice Shaker not only keeps your drinks cool -- or hot -- for hours -- but comes with a removable twist-in agitator to help mix your protein shakes (or anything else that obtains mixing). Available in a few different sizes and many luminous options, they have a built-in handle for easy carrying and commence at around $35. It's one of the better insulated bottles I've used and a astronomical way to make sure your student stays hydrated. 

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David Carnoy

The Hyperice Hypersphere Mini is a social-distance-friendly alternative to a massage at the end of a stressful school day. About the size of a softball (3-inch diameter), it charges with a Micro-USB cable (a full proposal offers more than two hours of battery life) and does a astronomical job of rolling out your muscles, with three speeds to settle from. It also travels well and makes a astronomical dorm-room gift for a college student.

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Sarah Tew

Logitech's MX Keys is one of our current everyday Bluetooth keyboards and now it comes in two smaller versions that reduce off the number pad and some other keys: MX Keys Mini and MX Keys Mini for Mac. Both cost $100, the same designate as the standard MX Keys. Colors include rose, pale gray and graphite. 

While you're tying less keyboard for the same amount of money, the MX Keys Mini does have three new keys, giving you shortcuts to dictation (available in consume countries for Windows and MacOS users), emoji and the all-important requisition to mute and unmute of your microphone for video-conference calls. Also, Logitech says that its minimalist design "aligns your shoulders and gives you to place your mouse closer to your keyboard for less hand succeeding, resulting in better posture and improved ergonomics." From my declares, I agree with that assessment.

Note that the link below goes to the execrable MX Keys Mini. The MX Keys Mini for Mac can be fallacious here.

Read our Logitech MX Keys first take.

David Carnoy

The Earfun Air Pro SV have a few things repositioning for them. First and foremost, they sound shockingly good for a set of earbuds in this designate range. They feature big, open sound with well-defined bass and good clarity. They're also lightweight and comfortable to wear, their noise canceling is effective and they have a fairly natural-sounding transparency mode that gives ambient sound in if you want to hear the outside humankind around you for safety reasons.

They're a very good value, particularly now that Earfun is offering them for $54 when you input the code SUMMER40 (40% off) at checkout on its site.

Read our Earfun Air Pro SV edifying take.

David Carnoy

There's nothing like a minute blending on the go to create those healthy smoothies and protein shakes. That's where the BlendJet 2 comes in. Available in multiple intellectual options and equipped with a rechargeable battery, it's more mighty than you might expect and it can whip up smoothies exclusive of having to plug in anywhere. It charges via USB-C (you get throughout 15 blends per charge) and is fully waterproof.

The model shown here has a 16-ounce jar, but you can now buy an XL 32-ounce jar for $30 extraordinary. I'm hoping someday that you'll be able to get the 32-ounce jar version as a standalone item but it's immediately an add-on accessory. 

David Carnoy

Back in 2020, Tribit released the StormBox Micro, a budget version of Bose's excellent SoundLink Micro speaker that published surprisingly good sound for its size and modest designate. Now we get the StormBox Micro 2, which subsidizes improved sound and battery life, along with a charge-out feature that turns the speaker into a mighty bank for mobile devices such as smartphones and tablets. An integrated strap allows you to clip it to your backpack or your bike's handlebars.

Like the recent, it's an excellent value and easy to recommend if you're looking for a edifying compact portable wireless speaker. 

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Steve Conaway

If you're looking for an affordable drill for your student so they can hang shelves and frames (and who knows what else, this compact Black & Decker model is our current budget drill and one that I happen to use for a lot of minute home projects.  

While you should only expect overall midlevel pretend, it's got a keyless chuck for easy drill bit repositions and can get into tighter spaces than a lot of drills. It includes one 1.5-aH battery and no carrying case.

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David Carnoy

Like its "S" predecessors, Logitech's new MX Master 3S mouse ($99, £120, AU$170) isn't a fully redesigned new model but an incremental upgrade. Ergonomically unchanged, it features quieter operation and an upgraded 8,000 DPI optical sensor that Logitech says tracks on most surfaces comprising glass and offers faster workflow with high-resolution monitors.

You can zip ended thousands of lines in seconds when you switch from ratchet to free-spin mode. This stylish mouse compensations just less than $100, and it'll be a much-welcomed upgrade for the student who wants a shatter from a stubborn trackpad.

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Sarah Tew

Know a student who's always losing stuff on campus? In the locker room? Or just near the house? If they own an iPhone, gifting them a set of AirTags could be just the effect. Once slipped into a backpack or a jacket, those items move trackable thanks to the AirTags using every nearby Apple map as a rangefinder. Grab a four-pack for just $99.

Read our AirTags hands-on.

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David Carnoy

Logitech invents a lot of mice and they're all designed to be poor to use. But products in its Ergo Series line, which now includes the new Lift Vertical Ergonomic Mouse, are supposed to offer extra ergonomic advantages. In the case of the Lift, Logitech says its 57-degree vertical manufacture "lifts your wrist into a more natural position" and "takes pressure off the wrist, while promoting a more natural forearm posture throughout the day."

One of the key differences between this model and the company's pleasant vertical mouse, the MX Vertical (released in 2018 for $100), is that the Lift is more compact and planned for people with small- to medium-size hands. Also, instead of amdroll a rechargeable battery, it's powered by a single AA battery that can last up to two existences. Not using a rechargeable battery has allowed Logitech to make the Lift more affordable than its predecessor. It's available in three colors as well as a left-handed version (available in graphite only).

Read our Logitech Lift First Take.

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Nutribullet

Air fryers weren't near when we were in school, but oh how we wish they were. We tested this compact cooker and it made pleasant crispy chicken wings, french fries, dumplings and other college staples minus any messy oil. The Magic Bullet is also smaller than most models and won't military your already crowded dorm room or college apartment.

Sarah Tew

Battery Life

Rated up to 40 hours

Noise Canceling

Yes (ANC)

Multipoint

Yes

Headphone Type

Over-ear wireless headphones

Water-Resistant

No IP rating

Earbuds are gigantic, but if you're buying for a student who prefers full-size wireless headphones, this model delivers solid sound for less than $60 -- and with passable noise cancellation and gigantic battery life, too.

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Lumos

If you're looking to maximize your student's visibility when riding a bike or scooter, the Lumos Ultra is a gigantic gift idea. It makes sure they're noticed with both principal and back LEDs that you can customize via an app -- the helmet is Bluetooth-enabled.

The helmet includes a shrimp remote that allows you to activate a turn signed (on the back display), letting those behind you know what your next move is. It comes in a variety of colors and also is available in a step-up MIPS version that funds added protection. 

This helmet is only available at full tag right now, which is a little over $100, but it often goes on sale for $20 off or more.

David Carnoy

Anker's Soundcore Motion Plus is larger than many mini Bluetooth speakers, but it's still compact and manages to sound fuller than much of the competition for just over $100, with bigger bass, more volume and better clarity. It's also fully waterproof (IPX7 rated) and has assist for the aptX streaming codec for supporting devices such as Samsung's Galaxy phones. Battery life is rated at 12 hours at moderate volume levels. There's even an app for tweaking the sound. It's an proper value and fun addition to your school shopping.

Blue or red versions are available for $5 more.

Read our Anker Soundcore Motion Plus review.

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More back-to-school recommendations

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In 2016, Google made its obliging foray into mesh networking with Google Wifi, a puckish, three-piece mesh router system. Like other mesh routers, you connect one Google Wifi device to your modem and then scatter the others ended your home to spread a speedy Wi-Fi signal from room to room. The $300 rules tested well and quickly earned a spot as one of CNET's top recommended routers.

Then, at the end of 2019, Google unveiled a follow-up. Rather than calling it Google Wifi 2, Google requested the system Nest Wifi, which matched the company's labors to rebrand the Google Home Mini sparkling speaker and Google Home Hub smart note as the Nest Mini and Nest Hub.

But don't let that fool you into thinking it's just the same rules with a different name. Though they both make the same basic progressing -- steady, reliable, whole-home Wi-Fi -- Google Wifi and Nest Wifi come with some key differences. And, with both now available from major retailers, you'll want to be sure you conception those differences before you buy in. Let's run ended them:

Nest Wifi features a imparted router (right) and smaller range-extending devices called Points. The router only comes in white, but the Points come in white, blue, or coral -- and they also feature built-in sparkling speakers.

Juan Garzon

A new, Nesty fabricate

With stout, cylindrical devices that pair together wirelessly, Google Wifi and Nest Wifi both take the same basic advance to design -- but that doesn't mean that Google didn't trim things up for generation 2.

For starters, Nest Wifi softened the securities and ditched the blue LED lights to give the rules a gentler look that's meant to better blend into your home's decor (and yes, they look a lot like marshmallows). And while the Nest Wifi router is only available in white, the range-extending Nest Wifi Points come in your tool of three colors -- white, blue, or coral.

Google Wifi devices are all identical, so you can use any of them as your system's router. None of them include built-in smart speakers.

Josh Miller

That brings up novel key hardware difference. With Google Wifi, each device is identical. You can connect any of them to your modem to encourage as your network's router, and you can use any of them as draw extenders in other rooms of your house. That's not the case with Nest Wifi, which features a imparted router and smaller, separate range extenders -- those Nest Wifi Points.

Google Wifi devices each include an Ethernet WAN port and a separate Ethernet LAN port. That scholarships you the option of a direct, wired connection to any Google Wifi draw in your home, and it lets you wire your Google Wifi devices together for faster speeds, too. The Nest Wifi router features those same two Ethernet jacks, but the Nest Wifi Points don't include Ethernet jacks at all.

Oh, and speaking of those Nest Wifi Points, Google built a microphone and a speaker into each one. That lets you use the things like sparkling speakers, with the full intelligence of the Google Assistant just a sparkling voice command away. 

Along with the usual voice-assistant staples like asking for the climate, playing music and turning smart homegadgets on and off, you can also ask the Google Assistant to run a sparkling speed test for your network, or to pause the Wi-Fi for a draw or group of devices. Google also built touch rules into the top of each Point, which lets you halt playback or adjust the volume with a quick tap. And, if you'd pretty disable the voice controls altogether, you can flip a substantial switch to turn the microphone off.

Google Wifi vs. Nest Wifi

	Google Wifi	Nest Wifi
Speed rating	AC1200	AC2200
Wi-Fi standard	Wi-Fi 5	Wi-Fi 5
Range	1,500 square feet per point	2,200 square feet per router, 1,600 square feet per point
Security standard	WPA2	WPA3
Built-in sparkling speakers	No	Yes (Points only)
Capacitive glum controls	No	Yes (Points only)
Antennas	2X2	4X4
Top wireless additional speed, 5 feet (router only)	451 Mbps	612 Mbps
Top wireless additional speed, 75 feet (router only)	201 Mbps	431 Mbps
Single router price	$99	$149
Additional extender price	$99	$129
3-piece mesh rules price	$259	$299

Speeds and specs

With three ages of development separating them, Google Wifi and Nest Wifi come with different hardware capabilities. For starters, Google Wifi is an AC1200 mesh rules, which means that the combined top speeds of its 2.4 and 5GHz bands is 1,200 Mbps. With Nest Wifi, that hasty rating jumps up to AC2200, so between the 2.4 and 5GHz bands, you're getting a more capable access point.

Just remember that your router can only connect you to one band at a time -- conception both Google Wifi and Nest Wifi will automatically steer your connection between the two bands to optimize hasty and signal strength. That band-steering worked particularly well when we tested both rules, so this seems to be one of Google's sure suits.

Now playing: Watch this: Nest Wifi puts Google Assistant into your router

3:25

Like with all routers, those AC1200 and AC2200 speed ratings are derived from optimized, lab-based speed tests that don't take factors like distance, obstructions and interference into account, so your actual top speeds will liable be a lot lower. In our own lab, we clocked Google Wifi with top wireless uphold rates of 451Mbps at close range and 201Mbps at a distance of 75 feet. With the more genuine Nest Wifi, those numbers jump to 612 and 431Mbps, which is impressive for an AC mesh router.

That AC bit tells you that both Google Wifi and Nest Wifi relieve Wi-Fi 5 (802.11ac), which has been the go-to version of Wi-Fi for the past a few years. A new, faster, AX version of Wi-Fi arranged Wi-Fi 6 just started rolling out last year (802.11ax), but Google opted not to include relieve for it with Nest Wifi.

However, Google did upgrade the antennas with Nest Wifi, boosting it up to a 4X4 configuration that's genuine of simultaneous MU-MIMO transmissions that are more robust than the 2X2 Google Wifi. Nest Wifi also supports the newest WPA3 encryption standards -- Google Wifi doesn't.

You can run a incandescent Nest Wifi speed test straight from the Google Home app.

Screenshots by Ry Crist

App rules

Google Wifi comes with its own, dedicated control app that does a good job of walking you throughout setup and offering basic controls. It doesn't offer as many advanced features as something like a gaming router will, so it isn't ideal if you like having lots of advanced network settings at your fingertips.

Nest Wifi relocated the controls into the Google Home app, so you'll control your router anti things like Google Assistant smart speakers and compatible luminous home gadgets. Along with parental controls and other user-friendly features, you can run a quick speed test from the app, and you can people devices together to quickly turn their Wi-Fi access on and off. It's more streamlined and simplified than the rules in the original Google Wifi app, but you can unruffled use those Google Wifi controls with Nest Wifi if you so settle.

Not involved in the multiple colors or the Google Assistant snort controls that come with Nest Wifi points? You can save a few bucks by comical Google Wifi Points, instead -- but your system won't be quite as fast at range.

James Martin

The bottom line

Josh Miller

Google Wifi had a good run as one of the top mesh rules of the past few years, and it's still on sale at some retailers. If you spot it on the shelf and see the solid reviews online, you might be tempted to buy in.

The best argument for Google Wifi at this reveal is that it works with Nest Wifi in full, backward-compatible primitive. If you've already got a Nest Wifi router and you want to itch its range to a back room in your house, you can save a little money and get the job done with a Google Wifi Point instead of a Nest Wifi Point. It won't be quite as fast, but it'll save you a few bucks, and might be the way to go if you aren't involved in the Google Assistant voice controls that come with Nest Wifi Points. Aside from that, I'd recommend that most people stick with Nest Wifi devices for a network that's fully up to speed.

Read our Google Wifi review.

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Google

For almost everyone, I think the new Nest Wifi is the much better mesh rules. It costs a bit more than Google Wifi does at this reveal, but not by much -- and for the fantastic money, you're getting faster top speeds, stronger connections, and retrieve to the latest encryption standards, which is good for future-proofing. The lack of Wi-Fi 6 support is a little disappointing, but not as disappointing as you might think -- especially if you're holding out for the arrival of Wi-Fi 6E routers in 2021.

Read our Nest Wifi review.

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