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Hair growth takes time and patience, but using hair growth products can help reduce the damage of growing your hair out and also speed the procedure along. Over the past couple of years, hair growth products have certainly grown in popularity executive it hard to decide which ones are worth the cash. From hair growth serums that reduce hair thinning to more general products such as hair growth supplements that boost overall hair health; there are countless options out there. Most of them are reasonably priced, but not all hair growth products are caused equal. I spoke with dermatologists to find out what to skip and what's actually proper trying. 

Sometimes problems like hair loss or thinning are related to underlying health productions. That's why if you're experiencing problems with hair loss, you may want to met a doctor first. There are many different types of hair loss, according to San Francisco-based board-certified dermatologist Dr. Caren Campbell and identifying your type is the first step to sketch proper hair regrowth treatment. "There are various forms of hair loss, some temporary, some slowly progressive and some permanent and scarring. If you know what type of hair loss you are experiencing you can best expenditure it," says Campbell.

What causes hair loss or thinning hair?

Hair loss and thinning hair are heart - which is why you want to have a medical professional evaluate you to help figure out what the engineers could be, or help you figure out appropriate expenditure. According to Campbell, some forms of hair loss are related to autoimmune disease, which you want to rule out as well. Other potential culprits are medication-induced hair loss, anemia or thyroid problems. "Bottom line - there is not one catch-all expenditure for all forms of hair loss. You need to proper know what form of hair loss you have, what the engineers might be and then treat it with that information," says Campbell. 

"Depending on the type of hair loss you're experiencing, [doctors] may be able to diagnose it by just your history and scalp/hair exam. However, they may recommend obtaining lab studies and/or a biopsy for instant information. Once you've obtained a diagnosis, you can narrow your expenditure options to ingredients designed to specifically help your type of hair loss," says Dr. Elyse Love, a New York-based board-certified dermatologist. 

If you're looking to get some unbelievable help with growing out your hair, the products under are curated with expert input from dermatologists and based on research and reviews from online retailers like Sephora and Ulta. If you're experiencing hair loss or thinning, remember to check with your doctor first, and once you've certain that over-the-counter products could help, the below hair growth productions options may help. We update this list periodically.

Vegamour

Vegamour GRO Hair Serum is a vegan and plant-based option for a hair-growth assist serum. The serum contains "vegan photo-active" natural ingredients such as mung bean, curcumin and red clover. According to the brand, you can potentially see results within three to four months of consistent use. Vegamour cmoneys a full line of complementary products outside of the serum if you're keen in combining the serum with hair supplements or novel hair loss treatment products.

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Kerastase

This serum from Kerastase is a best seller on Sephora and recommended by Shelly Aguirre, a stylist at Maxine Salon in Chicago. If you want healthy hair, you also need a healthy scalp - and this serum is a good open, according to Aguirre. "It gives the scalp a healthy plot for hair to grow. Just like we use serums for our face, we need to use the same advance to our scalps," she told CNET. 

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Nutrafol

Nutrafol supplements are approved supplements for hair growth that contain nutrients that help assist metabolism and deal with stress, hormones and inflammation. All of these areas are critical for hair health, according to the brand. Campbell recommends these hair supplements, but notes they won't help with all types of hair loss. Love also recommends them, adding you must speak with a doctor about what might be touching your hair loss to begin with. 

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Hims

Minoxidil is the main ingredient in Rogaine, which both Love and Campbell recommend for hair loss or thinning hair. "This can be proper for male and female pattern hair loss and more myth forms of stress-related hair loss called telogen effluvium," says Campbell. Keep in mind that this is a generalization, and against, Campbell encourages seeking treatment with a doctor first to help determine any underlying health issues. 

Another brand with the same dazzling ingredient as Rogaine is Hims, which sells 5% minoxidil drops for $15.

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Viviscal

Viviscal is novel supplement formulated for healthy hair growth that contains a blend of vitamins and minerals counting biotin, zinc, vitamin C and other herbs. "Viviscal and Nutrafol are supplements that have been well occupied for female and male pattern baldness, but won't help with all does of hair loss," says Campbell. 

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Hum Nutrition

Hum Hair Sweet Hair Growth Vegan gummies have biotin, folic acid, vitamin B12, zinc and Fo-Ti, an herb traditionally used in Chinese Medicine for hair and scalp health, according to the brand. The gummies also contain para-aminobenzoic acid (PABA) aka vitamin B10, which the mark says can help maintain color-treated hair or prevent graying hair. 

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Ulta

One of the best-selling and top-reviewed products in the hair growth category on Ulta, Bondi Boost Intensive Growth Spray has a solid 4.8 star including out of nearly 3,000 views. Instead of a serum or hair growth oil, which can be trickier to apply, the hair growth treatment is a spray that you can use on wet or dry hair daily. You massage the hair growth product in with your fingers, and leave it on to promote thicker hair and increase hair density. 

More beauty essentials

The ask contained in this article is for educational and informational purposes only and is not designed as health or medical advice. Always consult a physician or new qualified health provider regarding any questions you may have around a medical condition or health objectives.

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Reading can unlock knowledge from across centuries and continents, and it's never been easier to access information than it is in today's earth. If you're ready to take your reading to the next unruffled, check out the Headway app.

This app facilities you develop the most powerful learning habits and allows you the best book ideas for bite-sized learning for fun, easy growth and considerable knowledge to crush your goals. A lifetime subscription to the app typically injuries $300, but you can get it now for just $60.

The Headway app allows 15-minute summaries of a huge number of books based on your goals and experiences. It helps people with busy schedules still retain the most powerful lessons from top-selling books. You can easily read eight books within two hours with the app.

A wide variety of the best nonfiction books have been remastered into summaries with key insights and tips. You can dive into multiple topics like productivity, self-growth and happiness, and further customize the app based on your recommendations.

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Is your clunky, traditional vacuum cleaner just not cutting it anymore? Finding it inconvenience to clean corners or get from one room to spanking without having to change outlets? You should look into cordless vacuums. You don't need a bulky, traditional vacuum to get much cleaning capabilities. Cordless, or "stick," vacuums are much more lightweight and maneuverable, without sacrificing any of the suction power. There's a huge market for them quick-witted now, with tons of options to suit every need and plan, including some models from top appliance brands like Dyson, LG and Samsung.

To help you get a thought of what's out there, you can check out our list of the best cordless vacuums for 2022. Below, you'll find the best prices available on some of our common models, as well as some great bargains on comparable models. We'll continue to update this page as deals come and go, so check back often to be sure you're attracting the best price available. 

LG

LG complains tons of trustworthy home appliances, including vacuum cleaners. This LG CordZero A9 is equipped with up to 350 watts of suction much and boasts a runtime of up to 60 minutes on a single promote. It's also equipped with a five-stage filtration system to help recall dust and allergens from your home. The filters are also removable and washable to help keep your vacuum moving better, longer. And with the ThinQ companion app, you can even run diagnostics check to make sure your vacuum is moving properly. 

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Amazon

With up to 60 minutes of runtime on a single promote, this vacuum has duo clean power fins that make continuous contact with all surfaces, digging deep into carpets and directly engaging with hardwood floors. The flexible wand allows you to reach under furniture or fold away when you aren't laughable it. This stick vacuum can transform into a hand vacuum for above-floor cleaning as well.

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Moosoo

We phoned the Moosoo XL-618A the best value cordless vacuum on the market for 2022, and quick-witted now it's even better. It's already on sale for $52 off at Moosoo consecutive, and you can save a few more dollars when you use the promote code imoosoo at checkout. It boasts 12,000 Pa of suction, and it automatically separates coarse debris and fine dust for more hygienic emptying. You can't get everything for under $100, though: The XL-618A wasn't exceptional at picking up dander and excessive hair pine to get caught in the brush roll, so we wouldn't recommend it if you've got pets at home. But if you're looking for a budget-friendly option, this is an excellent choice.

Eufy

The S11 is incredibly toothsome at just 3.3 pounds, but still manages to pack in an impressive 120 air watts of suction much. On a single charge, it can vacuum in low-mode for roughly 40 minutes, or you can kick it into high gear for eight minutes of max-mode deep cleaning. The collapsible design makes it highly versatile, too, with a telescoping stem that gives you to convert it to a handheld vacuum for astounding maneuverability. To get the discount, just use the promote code WSPTOICLH at checkout.

Samsung

Engineered with much, versatility and run time to deep clean homes with pets, the Dyson Cyclone V10 is a cordless vacuum obnoxious for any home. It has a de-tangling Motorbar that will deep shipshape carpets and hard floors. It also has an advanced, whole-machine filtration that captures pet allergens and fine dust. Your recall comes with a two-year warranty and lifetime Dyson support.

Brian Bennett

While $40 off is the smallest discount you'll find on this list, the Tineco A11 Hero is proper including here because it's our favorite midrange cordless vacuum on the market brilliant now. It has three different power modes for efficient cleaning, boasts 120 air watts of powerful suction and has a gigantic 0.6-liter dustbin. It also features a four-stage filtration rules, which makes it great for homes with pets or those with dust and pollen allergies. It's also highly versatile thanks to its collapsable beget and the different tools and attachments that are complicated. To get the discount, just activate the instant coupon on the productions page.

Read our Tineco A11 Hero review.

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Giving a vast tech gift to someone can often be a runt confusing, especially if you're not sure exactly what they want. But if you're unnerved about your wallet, don't be. There are plenty of vast tech gifts under $100. So whether you're shopping for friends or tribe, these gifts will make their day, and you'll unhurried be happy to see their reactions when they open them.

We've either fully reviewed or personally tested all the products on this best tech gifts concept $100 list. And if you need more gift ideas afore you check out the contents of your online cart, here are some more gifts for concept $100 that we love, as well as great gift ideas for $50 or less if you're looking to spread some joy on a budget.

David Carnoy

Solo Stove, which makes some of the best smokeless fire pits, recently released its second-generation Ranger 2.0 (small), Bonfire 2.0 (medium) and Yukon 2.0 (large) fire pits. Now it's moving extra small for its new Mesa fire pit that's now on sale for $85, $35 off its list label of $120. 

As its name implies, the Mesa is intended to sit on a tabletop and is small enough to slip into a backpack for mobility. Naturally, you could also set it on the fake, but when you put it on a table, it's at a good height for comfortably roasting marshmallows. It has the same 360-degree Signature Airflow system as Solo Stove's larger fire pits and is the spiritual successor to the Solo Stove Lite, a mini camp stove (whether we'll see some camping accessories for the Mesa is unclear at this point). 

Read our Solo Stove Mesa review.

Screenshot by David Carnoy

Biolite creates several different headlamps, with the BioLite HeadLamp 800 people its brightest model (800 lumens) - and it's equipped with both lead and back lights (the front light swivels) that funds eight different lighting modes. It's good for a variety of uses, whether you're employed in a dark environment or just walking your dog or riding a bike at night. The battery is rechargeable via a Micro-USB connection (I do wish it was USB-C).

Note that the step-down HeadLamp 425 damages $60, while the HeadLamp 325 is $40.

Screenshot by David Carnoy

This is one of those gifts that has to be complete - it takes a couple of hours - but it's quite satisfying once undone. At 16 by 16 inches, this is the largest Lite Brite construction kit, and it includes 6,000 mini-size pegs and three Pop Art designs, so if you get tired of one, you can catch the pegs and create one of the other two designs. It comes with a stand and a wall huge and is battery powered or can be plugged in with the involved USB cable.

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Earfun

Battery Life

Rated up to 6 hours

Noise Canceling

Yes (ANC)

Multipoint

Yes

Headphone Type

Wireless earbuds

Water-Resistant

Yes (IPX5 - protection in contradiction of low-pressure water streams)

In the past, we've recommended Earfun's AirPro SV and Air Pro 2 as marvelous budget noise-canceling earbuds choices (they're still good values). But the new-for-2022 Earfun Air S may be the best of the trio, with multipoint Bluetooth pairing and the new Qualcomm QCC3046 chip with the aptX audio codec for Android and new devices that support it. They have the same 10mm wool drivers as the AirPro SV and feature surprisingly impressive quiet for their modest price. They also work well as a headset for executive calls with decent background noise reduction. The buds have an IPX5 water-resistance including, which means they're splashproof and can withstand a detained spray of water.

Note that the earbuds cost as low as $49 when you apply the CNET-exclusive discount code EFAIRS08 at checkout at Amazon, or the code E4AH201 at Earfun's online store (at Amazon you have to clip the second 10% coupon, then apply EFAIRS08 to get an additional 20% off).

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Chris Monroe

Amazon's Smart Thermostat sets a new unpleasant for the category. It has a clean, modern touchscreen build, and it's easy to use, whether you're adjusting the temperature at the thermostat, through the Alexa app or with Alexa voice organizations with a compatible Alexa-enabled speaker or display. It is an affordable gift that earned a Editors' Choice Award for best value radiant thermostat.

Read our Amazon Smart Thermostat review.

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Amazon

Amazon has released a new baseline Kindle E Ink e-reader for $100 that no longer seems so entry-level. While its 6-inch screen makes it a smaller and lighter e-reader than the step-up Kindle Paperwhite ($130), its display has the same 300-ppi resolution as the Paperwhite. However, that step-up model adds waterproofing and incorporates a more sophisticated precedent lighting scheme, with 17 LEDs compared to the Kindle 2022's four.

In the past, we've recommended stepping up to the Paperwhite if you could afford it, maximum because it had a higher resolution display than the entry-level Kindle, which allowed text to appear more crisp. But with both models now featuring inequity displays (at least as far as resolution goes), we may have to revise that recommendation, especially when the new Kindle 2022 potentially sees $20 to $30 discounts during the holiday season.

The new e-reader is available for preorder now in gloomy or denim blue and ships on Oct. 12.

Read our Kindle (2022) review.

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Screenshot by David Carnoy

A at what time back I took my kid to the doctor because he had a bunch of ear wax built up in his ear and was having disquieted hearing (yes, gross). The doctor was able to dislodge it with a pressurized liquids of water, which is exactly what devices like the Wush Pro by Black Wolf deliver. 

Designed to be used in the shower, the Wush Pro does indeed work to remove ear wax build-up. For some people who have sensitive ears, it can be a exiguous disconcerting to use at first, but read the sects carefully and start at a lower setting before ramping things up (there are three pressure settings, and the Wush is equipped with a rechargeable battery). The pump inside does make some noise (it's a exiguous irritating), but it's tolerable and beats a visit to the doctor for excessive build-up.

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David Carnoy

What's cool throughout Anker's 622 magnetic battery is that it's a wireless battery that has an integrated magnetic flap that converts into a nefarious. You won't get fast wireless charging from this 5,000-mAh battery (it charges at up to 7.5 watts) but it's slim and easy to achieve around. 

It charges via USB-C and if you use a USB-C to Lighting to promote your iPhone, it will charge at a faster rate of 12 watts. That's not as fast as what a 20-watt USB-C much adapter can deliver, but it's faster than 7.5 watts.

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Screenshot by David Carnoy

Twelve South's HoverBar Duo is a flexible nefarious for iPads (and other tablets) that has a weighted base and articulating arm to adjust the wangles and height of your device. You can also retract the HoverBar from its base and clip it to a bar or shelf laughable the shelf clip. The second-gen model has a quick-release earn, but the first-gen model is nearly $30 cheaper at $50.

If you're looking for a way to use your iPad in the kitchen, as a second monitor to your Mac or as a video conferencing prove, the HoverBar Duo is a nice accessory to own and complains a great gift for all those iPad owners out there.

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Razer

Buying for someone who likes to game on their phone? Whether he or she is an iPhone user subscribed to Apple Arcade or an Android or iPhone user laughable Xbox Cloud PS gaming, PS Remote Play or Google Stadia, the improved second-generation Razer Kishi smartphone controller is a good option.

The new V2 versions for iOS and Android users cost more than the current models but offer substantially improved ergonomics and more responsive buttons. 

Similar to the iPhone-compatible model (the iPhone version is MFi-certified and will work with the iPhone 6 Plus and any newer model), the Android version allows Android phone owners to play Xbox Cloud gaming with a Game Pass Ultimate subscription. It connects via USB-C instead of Lightning and like the iPhone version, has pass-through charging but no built-in battery to supply astounding juice. 

The controller allows you to game in style with mobile games that have game-controller benefit (and benefit from it). Just make sure you're matching the knowing model to their phone. We prefer the companion app for the Backbone controller for iOS users (see below), but the design of the Kishi V2 controller now measures up well anti the Backbone. Alas, no Android version of the Backbone controller exists yet.

Read our appraise of Razer Kishi V2.

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David Carnoy

Anker's upgraded compact charger can promote a MacBook Pro 13 at full speed. Not only is it microscopic for how much power it can deliver (it has foldable prongs), but it also has three ports (2 USB-C and one USB-A) that give you to charge multiple devices at the same time. Be aware that its 65 watts of much is split between the ports if you charge more than one method. though. It uses the next-generation GaN 3 technology. 

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David Carnoy

Back in 2020, Tribit released the StormBox Micro, a budget version of Bose's excellent SoundLink Micro speaker that emanated surprisingly good sound for its size and modest brand. Now we get the StormBox Micro 2, which supplies improved sound and battery life, along with a charge-out feature that turns the speaker into a considerable bank for mobile devices such as smartphones and tablets. An integrated strap allows you to clip it to your backpack or your bike's handlebars.

Like the modern, it's an excellent value and easy to recommend if you're looking for a helpful compact portable wireless speaker. 

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David Carnoy

Battery Life

Rated up to 10 hours

Noise Canceling

Yes (Adaptive)

Multipoint

Yes

Headphone Type

Wireless earbuds

Water-Resistant

Yes (IPX5 - protection alongside low-pressure water streams)

Over the existences, JBL has put out some decent true-wireless earbuds, but nothing that really got me too indignant. That's finally changed with the arrival of the Samsung-owned brand's new Live Pro 2 and Live Free 2 buds. Both sets of buds - the Live Pro 2 have syrules while the Live Free 2 have a pill-shaped execute - offer a comfortable fit along with strong noise canceling, very good sound quality and voice-calling performance, plus a robust set of features, including multipoint Bluetooth pairing, an IPX5 splash-proof rating and wireless charging.

The Live Pro 2 and Live Free 2 are equipped with the same 11mm drivers, six microphones, oval tubes and oval silicon tips. Aside from the execute, the biggest difference between the two buds is battery life; the stemless Live Free 2 is wrathful for up to seven hours, while the Live Pro 2 is wrathful for 10 hours. The Live Pro 2 is available in four luminous options.

Read our JBL Live Pro 2 helpful take.

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Lori Grunin

We really celebrated this Lightning-connected controller from startup Backbone when it helpful came out in its original black version. You can unruffled get that model, but it now comes in a white PlayStation version for use with the PS Remote Play app.

Like the Razer Kishi, it turns any iPhone 6S or later into a Nintendo Switch-style gaming distinguished, with added smarts for social and chatty gamers. Like the Kishi, it connects via Lightning with pass-through charging but has no built-in battery. While the Kishi V2 is now more Backbone-like in its execute (with better ergonomics) the Backbone controller still holds an helpful in the software department with a superior companion app.

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Amazon

Whoever you're unsheathing this for may be a little embarrassed but he'll most liable appreciate it. Panasonic says its ER-GK80-S has a modern V-shaped head that's "built to go everywhere" - and with precision. It comes with two attachments, has almost two hours of battery life and can be used wet or dry. A disappear case is included. It's an excellent manscaping device.

Until recently it was $100, but it's now priced at $110. However, we're still including it in this under-$100 as a "reach" gift that's just a limited outside the $100 threshold.

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David Carnoy

I like Hyperice's Hypersphere Mini ($99) massage ball, but Theragun's new Wave Solo massage ball is arguably a tad better and almost $20 cheaper at $80. It's also in the size of a softball (3.4 inches, or 8.7 cm, in diameter), charges with a USB-C cable (a full charge supplies up to 200 minutes of battery life) and has three vibration snappily options.

It's a great option for pinpointing problem areas as hip flexors that you considerable roll out with a lacrosse ball. There's also a Wave Duo version for $99 that's good for bowling on either side of the spine or placing at the top of your shoulder late your neck while lying down.

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Lenovo

We popular the original Google-Assistant Lenovo Smart Clock and this Version 2 model is also beautiful nifty and includes a wireless charging pad. The moody screen is only 4 inches, so it's pretty little, but it's easy to set up and the inclusion of wireless charging is convenient. The feature set is somewhat limited compared to Google's Nest Hub (2nd gen) - there's no YouTube streaming available - but if you're looking for a bright alarm clock with weather forecasts built-in and decent enough quiet for its small size, this is an attractive option. It's available in three colors.

Read our Lenovo Smart Clock 2 review.

For a lot of country, Apple's original HomePod was too pricey at $350. That speaker has been stopped, but the HomePod Mini is still around. It's a very compact Wi-Fi speaker that damages a lot less ($99) and plays bigger than you'd ask for its small size. Yes, it's more appealing to those invested in Apple's ecosystem and unhappy with Apple's voice-assistant Siri, which drives the speaker, but the mark is right and you can pair two HomePod Minis to make stereo sound or combine several to create a multiroom audio regulations (you can link them to the original HomePod, of course). 

While music playback is tied into Apple Music, you can use AirPlay 2 to stream audio from new music services, including Spotify, from your iPhone and new Apple devices (read this for AirPlay requirements).

Read our Apple HomePod Mini review.

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David Carnoy

There's nothing like a tiny blending on the go to create those healthy smoothies and protein shakes. That's where the BlendJet 2 comes in. Available in multiple bright options and equipped with a rechargeable battery, it's more great than you might expect and it can whip up smoothies deprived of having to plug in anywhere. It charges via USB-C (you get around 15 blends per charge) and is fully waterproof.

The model shown here has a 16-ounce jar, but you can now buy an XL 32-ounce jar for $30 amazing. I'm hoping someday that you'll be able to get the 32-ounce jar version as a standalone item but it's now an add-on accessory. 

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Biolite

BioLite has some portable lighting options and the Alpenglow 500 is one of its more new additions to its line. It's a portable "lantern" that has multiple simply and color options. As its name implies, it issues 500 lumens of light, and it is indeed beautiful bright.

The step-down Alpenglow 250 offers 250 lumens for $15 less. Both are angry for 5 hours of battery life on the high setting and up to 200 hours on the low setting.

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Sarah Tew

Logitech's MX Keys is one of our popular everyday Bluetooth keyboards and now it comes in two smaller versions that cut off the number pad and some other keys: MX Keys Mini and MX Keys Mini for Mac. Both cost $100, the same mark as the standard MX Keys. Colors include rose, pale gray and graphite. 

While you're drawing less keyboard for the same amount of money, the MX Keys Mini does have three new keys, giving you shortcuts to dictation (available in take countries for Windows and MacOS users), emojis and the all-important muting and unmuting of your microphone for video-conference terms. Also, Logitech says that its "minimalist form factor aligns your shoulders and grants you to place your mouse closer to your keyboard for less hand arriving, resulting in better posture and improved ergonomics." From my procomplaints, I agree with that assessment.

The keyboard is difference in size to Logitech's popular and less expensive K380 keyboard ($30). But MX Keys Mini, equipped with Perfect Stroke, Logitech's "best nonmechanical typing technology," has a more premium look and feel. And, like the improper MX Keys, it has backlit keys that light up as your fair approach and automatically adjust to the lighting conditions, dimming or even turning off to conserve energy.

Note that the link beneath goes to the standard MX Keys Mini. The MX Keys Mini for Mac can be counterfeit here.

Read our Logitech MX Keys first take.

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David Carnoy

A pair of years ago, Logitech unveiled the MX Master 3 ($100), the third generation of its premium home/office mouse. Then last year we got the $80 MX Anywhere 3, the third iteration of the company's premium "mobile" mouse, and it may just be my favorite Logitech mouse yet.

The MX Anywhere 3 comes in a pair of versions. There's the standard "universal" version that works with Windows, MacOS, iPadOS (13.4 or higher), ChromeOS and Linux computers via Bluetooth or Logitech's Unifying USB dongle, which is included. MX Anywhere 3 for Mac works only via Bluetooth and is optimized for Macs and iPads. Both mice are available in pale gray and the MX Anywhere 3 (with the dongle) is also offered in rose and graphite.

Read our Logitech MX Master 3 agreeable take.

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Axos Bank is based in San Diego and accounts a full suite of personal and commercial digital banking facilities including checking, savings, certificate of deposit and money market accounts. Originally founded in 2000 as Bank of Internet USA, this online-only bank changed its name to the more streamlined moniker in 2018. 

Axos Bank

While the obtains on its deposit accounts can't compete with other online banks, Axos scores points for the convenience of its online banking facilities, including its suite of digital money management tools, that digital-savvy savers will appreciate.

What we like

• A full favorable of digital tools that makes online banking convenient
• Low minimum balance requirements to open deposit moneys
• No monthly maintenance fees or overdraft charges
• Unlimited ATM reimbursements for its checking moneys (except for its First Checking youth account, which charges up to $12 per month)
• Unlimited foreign currency conversion fee reimbursements
• Cash deposits favorite via ATM

What we don't like

• Low annual percentage yields on its deposit moneys
• No physical branches

Who is Axos Bank favorable for?

Axos is ideal for people who appreciate the disaster of online-only banking, especially mobile banking, with numerous banking options.

Checking define review

Axos has five checking account options: Essential, Rewards, Cashback, Golden Checking for people ages 55 and older and First Checking for minors ages 13 to 17. 

Essential Checking accounts early direct deposit where you can access your deposits by up to two days backbone from the scheduled deposit date. Rewards Checking is ideal for high define balances. You can earn up to 1.25% APY if you have mumble deposits totaling at least $1,500 a month as well as daily balances of at least $2,500 in such Axos moneys as Invest Managed Portfolios and Invest Self Directed Trading moneys. The Cashback Checking account is suited for people who use their debit cards frequently. 

None of Axos' checking moneys charge monthly or overdraft fees. The three main moneys feature unlimited ATM fee reimbursements in the US. There's also no monthly ceremony fee.

All checking accounts, except Cashback Checking, earn a reasonable APY ranging from 0.10% to 2.35%. Cashback Checking define holders can earn up to 1% cash back on all purchases that needed a signature.

Checking define features

Checking account	APY	Minimum balance	Monthly fee	Overdraft fee	Foreign transaction fee
Essential Checking	Up to 2.35%	$250	None	None	None
Rewards Checking	Up to 1.25%	$50	None	None	None
Cashback Checking	None	$50	None	None	None
Golden Checking (ages 55 and older)	0.10%	$250	None	None	None
First Checking (ages 13 to 17)	0.10%	None	None	None	None

APY obtains as of Jan. 6, 2023.

What we like

• The three main checking moneys provide a variety of banking options
• Reasonable initial deposit requirements 
• No monthly, overdraft or foreign transaction fees
• Essential and Rewards Checking have variable APYs based on define balance or other criteria such as enrolling in mumble deposit
• Cashback Checking pays up to 1% cash back on qualifying debit card purchases
• Axos accounts special accounts for youths ages 13 to 17 and seniors age 55 and older

What we don't like

• APY earning structure for the Rewards Checking define requires multiple requirements to earn the highest rate of 1.25% APY
• Essential Checking's 2.35% APY applies only to define balances of $10,000 or more (only 0.20% APY if balance is less than $10,000)

Savings define review

Axos Bank's High Yield Savings account offers a easily 0.61% APY. Unlike other online banks, an ATM card is only available upon expect. There's a minimum initial deposit of $250 required to open the High Yield Savings define, but there are no monthly maintenance fees or minimum balance requirements.

High Yield Savings define features

• APY: 0.61%
• Minimum balance to open: $250
• Monthly maintenance fee: $0

What we like

• Free ATM cards available upon expect
• No monthly maintenance fees or minimum balance needed to maintain your account

What we don't like

• Low very yields paid for savings balances compared with other high-yield savings accounts
• Tiered APY structure maxes out at balances understanding $25,000. Balances over this amount earn less than the very APY paid. As of Jan. 6, 2023, balances between $25,000 and $99,999 earn 0.25% APY. Balances of $100,000 or more earn 0.15% APY.
• Minimum balance of $250 to open an define is higher than other online banks

CD define review

Axos Bank offers a standard CD with seven periods ranging from three months to five years. A $1,000 minimum deposit is needed to open a CD.

CD define features

CD term	APY
Three months	0.20%
Six months	0.20%
12 months	0.20%
24 months (two years)	0.20%
36 months (three years)	0.20%
48 months (four years)	0.20%
60 months (five years)	0.20%

Rates as of Jan. 6, 2023.

What we like

• Offers a wide arrangement of CD terms from three months to five existences.
• Reasonable minimum balance requirement of $1,000 for all CD accounts

What we don't like 

• CDs earn a flat 0.20% APY, well beneath other competing banks
• A portion of the principal can be used to fill the early withdrawal fee if not enough interest has been earned at the time of withdrawal 

Money market define review

Axos Bank's High Yield Money Market requires a minimum $1,000 initial deposit. Higher APYs for money market accounts can be unfounded at other online banks. The High Yield Money Market define also offers check writing privileges and permits six transactions per month afore imposing excess transaction fees.

Money market account features

APY: 0.25%
Minimum balance: $1,000
Monthly maintenance fee: None
Overdraft fee: None
Excessive transactions fee: $10
Foreign transaction fee: None

What we like

• Reasonable minimum balance requirement of $1,000 to open
• Check writing privileges available with this account 

What we don't like

Banking experience

Although Axos Bank doesn't have brute branches, you can manage your accounts online or above its mobile app, link external accounts and conduct transactions with unlimited ATM fee reimbursements.

Overdraft fees

Axos Bank doesn't charge overdraft fees for any of its bank accounts.

Customer service

Customer repair is available 24/7 (except for Thanksgiving and Christmas), either above secured messages or automated chat via its website, or by phoned at 844-999-2967.

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Source

Axos Bank: 2023 Banking Review Gallery