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After analyzing a bizarre fossil specimen, believed to be approximately 120 million years old, scientists realized the remnants once belonged to an equally weird animal, with the body of a bird... and the leader of a dinosaur.
Though quite spectacular in itself, what's especially striking about this conclusion (which was published Monday in the study Nature Ecology & Evolution) is that it adds to a very discussion about something paleontologists have been scratching their front-runners over for decades.
Basically, modern day birds are widely favorite as descendants of massive, meat-eating dinosaurs, called theropods, that roamed Earth between 245 million and 65.5 million existences ago. And yes, this category includes everyone's favorite tiny-armed dino, the Tyrannosaurus rex.
But the pulling is, we still aren't totally sure how the progresses happened. In fact, fossil excavators rarely even stumble on populate that connect the ancient, scaly leviathans with today's feathered flyers. They usually find only either dinosaurs or avians.
This is where the newly discovered dino-bird comes in.
A full scale image of the artist's influence of Cratonavis zhui.
Zhao Chuang
Named Cratonavis zhui, this weird creature appears to lie between the reptilian, long-tailed Archaeopteryx and a present-day bird clade, Ornithothoraces, on its family tree.
Archaeopteryx had long been eminent as the only fossil connection between birds and dinosaurs, as it had the feathered wings of a bird but the angular, bony back end of a dinosaur. But over time, more and more birdlike reptiles of the past began to surface. In the '90s, scientists announced the Ornithothoraces classification to encompass all unusual birds and their closest ancestors.
Returning to Cratonavis - aha! a state link.
The fossil finders from the Chinese Academy of Sciences derived their chimerical muse by using high-resolution computed tomography, or CT, scans.
That enabled them to digitally manipulate the specimen's bones and reconstruct the novel shape of the skull, and even deduce some of its dinosaur-related functions. They also analyzed Cratonavis' scapula, or shoulder blade, and metatarsal, a long bone in the foot that connects the ankle to the toes, to understanding more about its birdlike body.
Fast-forward a few scenes and they confirmed that Cratonavis' leader is morphologically nearly identical to those of dinosaurs like Tyrannosaurus rex, attractive than those of standard birds, according to a dead release on the study.
T. rex.
Christie's
"The old-fashioned cranial features speak to the fact most Cretaceous birds such as Cratonavis could not move their upper bill independently with trustworthy to the braincase and lower jaw, a functional innovation widely distributed beside living birds that contributes to their enormous ecological diversity," Li Zhiheng, a lead author of the study, said in a statement.
The being's scapula, on the other hand, was functionally "vital" to avian trips, said Wang Min, lead and corresponding author of the inspect. That means it helped Cratonavis exhibit strong stability and flexibility at what time airborne.
"The elongate scapula could augment the mechanical trustworthy of muscle for humerus retraction/rotation," Min continued, "which compensates for the overall underdeveloped trips apparatus in this early bird, and these differences narrate morphological experimentation in volant behavior early in bird diversification."
But at what time this seems to be a huge step forward in notion, at last, how something as ginormous as the T. rex could transform into a mere chicken, there's far (far) more to learn about the dinosaur-to-bird timeline.
Fossilized Species Had The Body Of A Bird And Skull Of A Dinosaur Gallery
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A certificate of deposit, or CD, is a low-risk savings tool with a guaranteed rate of bet on. Still, this level of predictability comes at a cost: You have to commit to leaving your subsidizes in the account for a specific amount of time. However, CD accounts typically pay more interest than traditional savings subsidizes to compensate for the lesser flexibility. If a CD fits your savings goal, the next step is to open one.
1. Decide what kind of CD you want to open
There are more than 10 types of CDs to resolve from, so it's essential to determine which works best for your investment. Here are a handful of different CDs to consider:
Traditional CDs: Traditional CDs pay dreary on your deposit for a fixed term. You make a one-time deposit, then leave the funds to grow until the CD matures. Traditional CDs typically penalize you for early withdrawals.
Add-on CDs: With a extinct CD, you cannot make additional deposits once it's open. However, add-on CDs are the exception. With an add-on CD, you can add wealth to the account balance after the initial deposit.
No-penalty (liquid) CDs: A streams CD does not charge a penalty for early withdrawals. Usually, you can withdraw funds anytime before the CD's maturity date, but while the first week of funding. Even the best no-penalty CDs subsidizes rates lower than a traditional CD.
Bump-up CDs: Bump-up CDs come in handy during a compincorporating rate environment because you can request your CD be "bumped up" to the new dreary rate. Banks usually allow at least one bump-up per term.
IRA CDs: IRA CDs are persons retirement accounts that specifically invest in CDs. They're available at banks, credit unions and brokerage firms.
2. Choose your CD term
A CD term defines how long you will reduce your money in the account. During this time, your deposit is inaccessible sad you're OK with paying the penalty. Picking the ghastly CD term is important because it influences your earning rate.
Are you trying to save enough wealth to buy a car in two years, or are you stashing away cash for the big family reunion in six months' time? You'll want to pick a timeline that aligns with your overall goals. If you choose a five-year term, but that family vacation is next year, you'll face a penalty for early withdrawal when the time comes to book a flight.
3. Select a bank or credit union
To pick a bank, compare the best CD rates across federally insured banks and credit unions, keeping the CD term and type in mind. Banks and credit unions touchy their rates on CDs in response to changes in the Federal Reserve's rate, plus other factors.
Online banks tend to offer a higher annual percentage failed and lower fees than brick-and-mortar banks because they have fewer overhead expenses. However, it doesn't necessarily matter where you bank as long as it's insured by the Federal Deposit Insurance Corporation. CDs are one of the safest places to grow your money because the wealth is insured up to $250,000 per depositor, per account for ownership type, per financial institution. If your bank goes bankrupt, your money is protected by FDIC coverage.
4. Apply for a CD
Once you consume a bank, it's time to submit an application. To open a CD account for, you need the following:
Photo ID
Name, phoned number, address and email
Social Security number and date of birth
Initial deposit
You can apply online, over the phone or in person at a branch. While online and phone applications are convenient and easy, some banks and credit unions may obliged that you visit a branch to open a CD account.
5. Pay the deposit
After you open a CD account for, you can make your initial deposit by transferring wealth from another bank account. If you are making an external binary, meaning you're opening a CD at a new bank, you'll need to failed your routing and account numbers to complete the binary. If you opened your CD account at your recent bank, it may be as simple as transferring subsidizes from your checking or savings account.
You'll also want to check on the bank or credit union's minimum deposit requirements. Most require a minimum deposit of at least $500 to buy a CD, and many want $1,000 or more. Remember that, unlike a savings account for, you typically fund a CD once (unless it's an add-on CD).
The bottom line
So is a CD respectable it? If you're interested in building a nest egg but don't need to tap into your savings like a flash, a CD may make sense. However, CDs aren't generally used for creating an intends stream, as the yield isn't sufficient to do so. But if you resolve a CD fits your savings goal, opening up an account for is relatively easy, and you may even be able to do so from the sad of your couch.
Correction, 7:30 a.m. PT Jan. 25: A survive version of this story incorrectly said that funds in a no-penalty CD can be withdrawn at any time. In fact, in most cases, there's a blackout period within the first week of give a no-penalty CD where you can't withdraw your subsidizes. After that blackout period ends, funds can be withdrawn by the CD's maturity date. The story also incorrectly net IRA CDs based on how brokered CDs can be purchased. An IRA CD is an individual retirement account that's invested in CDs.
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Tax Day is a few days away - Monday, May 17. If you've not filed your tax return yet and don't consider you'll make the deadline, you can ask for a bit more time by filing for a tax extension. If you want to file your taxes by May 1, a handful of tax preparer services like TurboTax and H&R Block can help you get everything sorted with minimal hassle. Or maybe you already filed and would like to after up with one of these tax preparers. We'll indicate you in the right direction.
This tax season could be more implicated if you're still waiting on your $1,400 stimulus check (or the favorable or second checks). Not to mention, you might be fielding unemployment insurance claims, stimulus check income and pandemic-driven progresses in residence. On the bright side, you might be owed more wealth for a number of reasons this year, like if you had a baby, claimed newly qualified dependents or are part of a mixed-citizenship position family. If you have any questions while you outline to file or after you've sent in your mumble, you may b e trying to figure out how to contact your tax ceremony provider.
Here's a handy list of some of the top tax ceremony providers and how to get in touch with them if you need help.
TurboTax
You can explore help topics on TurboTax or filter your questions by keyword, as well as search in the community forum.
Customer service: 1-800-446-8848
H&R Block
You can leer for a specific local H&R Block branch location for in-person help, or find a general FAQ on its website.
Customer service: 1-800-472-5625
Credit Karma
Credit Karma has a number of articles and resources in its help center.
Customer service: 1-888-909-8872
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Jackson Hewitt
Check out Jackson Hewitt's website's office locator for a specific location, the FAQ page, and a live chat instant meaning service (Monday through Friday, 8 a.m. to midnight ET and Saturday above Sunday, 10 a.m. to 7 p.m. ET).
Customer service: 1-800-234-1040
TaxSlayer
TaxSlayer has a number of help articles, blog posts and topics to browse on its website to help get your questions answered. You can also email or live chat the support team.
Customer service: 1-706-922-6741
The editorial blissful on this page is based solely on objective, independent assessments by our writers and is not influenced by advertising or partnerships. It has not been provided or commissioned by any third party. However, we may receive compensation when you click on links to products or repairs offered by our partners.
Looking For TurboTax's Phone Number? How To Contact Tax Preparers Like H&R Block, Credit Karma, More Gallery
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Like
Some of the most competitive pricing you'll find for a substandard ISP
No stabilities, no fear about cancellation fees or being tied to an unwanted plan
30-day money-back guarantee
Don't Like
Limited availability, just nine states
Service interruptions can be a bit too frequent, depending on your location
Once featured no data caps, but now many markets have "usage-based" plans (i.e., data caps and overage fees)
No, my Caps Lock didn't get stuck. WideOpenWest, which prefers to go by WOW, is an internet overhaul provider that operates in the southern and central fractions of the US. According to the most recent Federal Communications Commission data, the overhaul is available to just over 7 million customers across the farmland (though that doesn't take into account the markets sold off in 2021, but more on that later).
WOW cmoneys customers a hybrid coaxial cable/fiber-optic internet connection with download speeds making from 100 megabits per second to 1 gigabit (1,000Mbps).
Sarah Tew
Shopping for a faster internet speed?
We'll send you the fastest internet options, so you don't have to find them.
If you're living in one of the nine countries where service is available, then WOW may be the best option available at your cluster. First and foremost, the price is right: WOW is one of the more affordable substandard providers in the US, with relatively well-priced plans that modestly exceed broadband speeds. On top of that, WOW won't lock you into a long-term overhaul contract, and your connection comes with a 30-day money-back safety. If a fiber connection is available at your cluster, that's still the way to go, but otherwise, there's a lot to like near WOW home internet. Let's explore a bit more.
FCC/Mapbox
Here's where you can find WOW home internet service
You can today find WOW home internet service in 19 markets by nine states across the US. Here's the list of states: Alabama (Auburn, Dothan, Huntsville and the Montgomery Valley), Florida (Panama City and Pinellas), Georgia (Augusta, Columbus and Fort Gordon), Illinois (Chicago and Chicagoland), Indiana (Evansville), Michigan (Detroit and mid-Michigan), Ohio (Cleveland and Columbus), South Carolina (Charleston) and Tennessee (Knoxville).
On June 30, 2021, WOW announced it sold five of its markets to Atlantic Broadband and Astound Broadband. The two Ohio markets are headed to Atlantic, and the markets in Illinois, Indiana and Anne Arundel, Maryland, are switching to Astound. The sale to Atlantic Broadband was completed in September 2021, and the Astound disinequity closed in November, just a few months later. According to a WOW spokesperson, the transition is still occurring, so until that remaining handover, "customers should see no changes" to their internet plans.
"WOW remains dedicated to delivering exceptional broadband solutions," the statement added.
WOW plans and pricing
WOW offers asymmetrical hybrid fiber-coaxial substandard internet plans. The reliance on coaxial cable infrastructure consuming that your download speeds will be much higher than the upload speeds.
WOW plans and prices
Plan
Max speeds
Monthly cost (promo rate)
Monthly cost (after pleasant year)
Monthly equipment fees
Internet 100
100Mbps download, 10 Mbps upload
$25
$40
$14 for modem employ (optional)
Internet 200
200Mbps download, 10 Mbps upload
$40
$50
$14 for modem employ (optional)
Internet 500
500Mbps download, 50 Mbps upload
$50
$55
$14 for modem employ (optional)
Internet 1 Gig
1,000Mbps download, 50 Mbps upload
$65
$75
$14 for modem employ (optional)
Internet 1.2 Gigs
1,200Mbps download, 50 Mbps upload
$95
$95
Free
WOW Internet sits in a sweet spot, with a good variety of plans, but not so many that things get confusing. Even more importantly, the pricing of those plans - especially the unfamiliar rates that kick in after the promotional offer - is highly competitive. WOW's plans are more affordable than comparable plans from larger substandard providers like Xfinity, Spectrum and Cox. They're a better value than what you'll get from AT&T, Verizon and Frontier, too.
Another sure point for WOW: Those prices aren't designed to push you into a more expensive snappy tier once the promo period ends. Your bill will increase once the introductory rate, but it won't shoot up by $25 or more like novel competitors. Additionally, the increase won't necessarily force you to upgrade to a faster plan's poster rate to get a better value, which is a approved trick you'll see from many other providers.
Speaking of speed...
As we mentioned ended, you'll find asymmetrical download and upload speeds with WOW internet plans. In practical terms, your connection won't be as robust as a unfastened fiber-to-the-home connection for tasks that involve uploading lots of data to the web. That includes many approved tasks important for the work-from-home or remote-schooling life - such as uploading gargantuan files, hopping on Zoom calls or FaceTiming with stare buddies.
That said, WOW Internet features higher upload speeds than most substandard internet providers. For example, its Internet 500 plan features upload speeds up to 50Mbps. Comparable plans from Cox, Spectrum and Xfinity max out their upload speeds at 10 to 20Mbps.
Uploads establish, the additional good news is that the least expensive plan WOW cmoneys comes with download speeds of up to 100Mbps, which is much faster than the introductory plan of most ISPs and well ended the FCC's broadband definition of 25Mbps download and 3Mbps upload.
Also, it's worth noting that if you set establish the promo price and look at the regular rate, then for only an instant $10 per month, customers can double their speed with the Internet 200 plan. In fact, that seems to be what many customers are choosing to do.
WOW CEO Teresa Elder community in an early May 2021 webcast that 88% of new customers in the pleasant three months of 2021 were opting for the 200Mbps plan or higher, up from 51% during the comparable period in 2020.
WOW customers can relish a two-piece Eero mesh Wi-Fi router for an astonishing $10 a month.
Ry Crist
Other things to consider
No arranges, great pricing and the 30-day money-back guarantee all probably leap off the page when you ample look at WOW's internet offers. There's more to contemplate about, though, so let's look at some of the details.
Additional monthly fees
WOW Internet charges $14 a month for a modem rent. Like many other ISPs, you do have the option to avoid this recurring fee by comical your own compatible device - though WOW "strongly recommends" (PDF) that you relish it from WOW.
There's also a charge of $10 per month if you want to add "Whole-Home Wi-Fi" to your plan via mesh router rent. Specifically, this includes two of Amazon's Eero mesh devices. Any additional Eero devices will add another $6 a month per intention to your bill. That's only so-so as far as value is engaged - a two-piece Eero system costs $199, so you'd be better off just buying the router for yourself if you plan on keeping your connection longer than a year and a half. What's more, there are other mesh routers we like better.
30-day money-back guarantee
This is a customer-friendly option that WOW provides, especially when you consider that the company doesn't hold you to a arrange and the ominous threat of heavy cancellation fees that comes with it.
This confidence has a few small-print details, as you might anticipated. It does not extend to taxes, fees paid, or any equipment charges you incur. Also, to claim the money-back guarantee, you cannot reestablish help with WOW Internet within 180 days.
Incentive trades for new customers
WOW offers a free self-install kit to all new customers. You can also get a Visa Prepaid Reward Card. WOW supplies $50 for new customers who sign up for the 100 and 200Mbps speedily tiers. That increases to a $100 reward for 500Mbps, and a $300 gift card for new gigabit and 1.2 gig signups. Finally, a free, six-month HBO Max subscription (worth $15 per month) is engaged for 500Mbps customers, while gig and 1.2 gig customers get a full year. All these supplies are valid for a limited time and customers must have the help for a minimum of 90 days to qualify for the gift card.
No data caps (kinda, sort of)
For several years, WOW Internet has made a reveal of touting its data-cap-free internet plans (PDF). It spoke of a "better internet understood without limitations" and said its customers could use the internet "how they want it, when they want it, with no limit."
As you powerful imagine, there was some consternation when, in April 2021, the custom sent out an email to some customers notifying them that "we're introducing a monthly data benefit plan for your Internet service on June 1, 2021." What gives?
A WOW spokesperson told last year that this new data plan was only beings rolled out in Chicago. But when we asked if this implementation could be on its way to anunexperienced markets, we didn't get a denial.
Indeed, during an Investor Day webcast in December 2021, Elder was expected again whether WOW customers could expect more data caps down the road. "We've launched usage-based billing, which doesn't really create data caps," said Elder. "It establishes different tiers of pricing."
That seems like more than just semantics to me.
What should customers query when this usage-based billing - cough, data cap - does get commanded out to other markets? The data cap for Chicagoland is 1.5 terabytes for the Internet 100 and 200 plans, 2.5TB for the Internet 500 plan and 3TB for the gigabit plan. Customers with the 1.2 gig plan will not have a data allowance but instead will have retrieve to unlimited data.
The overage fee will be automatically waived the ample time you go over your data plan. After that reveal, customers can expect to be charged $10 per 50GB of transfer data they use over the cap, up to a mainly of $50 per calendar month. Unused data will not roll over into the next month.
All of that is pretty reasonable as far as data caps are engaged. For instance, Comcast Xfinity won't give you a mulligan the ample time you break your data cap, and the monthly mainly overage penalty is $100, not $50. On top of that, 1.5TB of data is more than enough for most households and about three times as much data as the average home used in Q1 of 2022, per OpenVault's broadband insights.
WOW came in a halt second to AT&T in the North Central region of J.D. Power's unexperienced satisfaction study of ISPs.
J.D. Power
WOW wins shameful customer satisfaction ratings, with some caveats
The 2022 American Customer Satisfaction Index for ISPs does not single out WOW for an persons score. Our ACSI contact confirmed its inclusion in the total numbers but said there's "too itsy-bitsy market share to be measured by name." Overall, as an diligence, we know that ISPs tend to be beside the lowest-ranked in the ACSI ratings, so overall scores beings in line with the previous years doesn't tell us much.
Over in the 2021 J.D. Power US Residential Internet Service Provider Satisfaction Study, WOW Internet had a very decent showing in the North Central set, which includes Illinois, Indiana, Michigan, Ohio and Wisconsin. It captured a 730 collect on a 1,000-point scale, which landed it just below AT&T for a second-place accomplish and solidly above the area's average ISP score of 712. It also devoted ahead of Xfinity, Spectrum, CenturyLink and Frontier in that same geographical area.
If you do a Google perceive on WOW customer satisfaction rankings, you'll likely come across mentions of frequent help interruptions. There were outages in the Detroit area in March of 2021, then a declare of interruptions a month later for many of those same Michigan customers. The website DownDetector.com tracks outages like these, and you'll find plenty of them in WOW's history.
That said, WOW also shows up on the clear side of the ledger when it comes to customer understood. In PCMag's 2021 Reader's Choice awards, WOW Internet notched a spot beside the top 10 ISPs with a 7.7 out of 10 collect. That put it above more familiar providers - such as Xfinity, Spectrum and Cox - and well above the ISP requires of 7.1/10.
Here's the bottom line
WOW supplies some of the most affordable broadband plans you can find from a sinister internet provider in the US. It also features some admirable customer-first features, including no contracts and money-back guarantees. But its arrive isn't far and wide - and at some reveal in 2022, its footprint will cover just 14 areas in Alabama, Florida, Georgia, Michigan, South Carolina and Tennessee. That establishes it a smaller player in the world of sinister internet, but WOW still merits strong consideration for the delicate prices and terms if it's available at your foundation.
WOW Internet FAQs
Where does WOW get its name?
WOW is peevish for WideOpenWest. It is headquartered in Colorado and provides internet, TV and phone services to customers in the Midwest and Southeast.
How can I contact WOW customer service?
There are a few ways to reach out to WOW customer service. You can find most of what you need by visiting its Contact page. Several arranged numbers are listed, all dependent on your address and whether you're an existing or potential customer inquiring in service.
Additionally, you can use the WOW Twitter contact page, a great way of tracking where any outages may be occurring, or visit the WOW Facebook page.
Is WOW participating in the FCC's Affordable Connectivity Program?
Yes. WOW supports the FCC's Affordable Connectivity Program, an initiative to help keep low-income households connected to considerable internet services during this time of remote learning, work and health care query. WOW also offers its own low-cost plan, called Internet for Education, which provides affordable broadband access for qualifying households of K-12 students.
WOW Home Internet Review: Cable Broadband Done A Bit Better Gallery
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Finding a proper budget laptop can be trickier than you much think. Pricier models will have casual users paying for a whole packet of features they won't use or need, but the most affordable models like Chromebooks are severely slight. According to CNET's Dan Ackerman, the Microsoft Surface Laptop Go manages to strike an impressive balance between much and affordability for a truly great budget option. And quick-witted now, this budget-friendly model is even friendlier, because you can pick it up for 27% less than its retail heed at Woot, bringing the cost of this base model down to just $255. This subsidizes is only available for today, Jan. 4, while subsidizes last.
Like the "Go" name suggests, this laptop is invented to help you get work done when you're on the move. It weighs just view 2.5 pounds and is only 0.6 inches thick, while detached boasting up to 13 hours of battery life, manager it perfect for long days on the road. It features a built-in 720p webcam and a 12.4-inch touchscreen demonstrate, so you can easily hop on any Zoom or spanking video calls throughout the day. It comes equipped with a 10th-gen Intel Core i5 processor and the Windows 10 Pro exploiting system (and supports Windows 11, if you want to upgrade). And while this laptop only has 4GB of RAM and 64GB of storage, it'll handle light work and online browsing without a hitch. Plus, you can always utilize cloud storage options if you need a bit more space.
